Joan F. Bowers

Financial Advisor, RJFS
Owner, AWM

Joan sees herself as a social worker at heart and economist by trade – devoting personalized attention to clients, matched with a high caliber of financial knowledge and insight. She thrives at helping working men and women build a solid financial foundation, by educating and guiding them through the complex financial markets and product offerings. Joan specializes in estate planning and processing, and works diligently to help clients grow their legacy and pass on wealth to the next generation in a tax-efficient manner.

Before joining Raymond James, Joan was a financial advisor with Edward Jones for 15 years. She attended Hagerstown Community College, Christopher Newport University, the College for Financial Planning and Mount Saint Mary’s College.

Joan has long been active in her community as a member of St. Joseph’s Church and Graduate Leadership of Hagerstown, Class 17. She also serves on the board of directors for the Community Foundation of Washington County.

When she’s not in the office, Joan enjoys riding her motorcycle, traveling internationally and cooking. She is a Hagerstown, Maryland, native and lives with her husband, Jerred. She is a proud stepmother to triplets – Gabby, Olivia and Jack.