Frances C. Povloski,
CRPS®, AIF® Investment Management Consultant, BWP Financial Advisor, RJFSFrances is a Florida State University alum and proud to say she was one of the world-renowned FSU Marching Chiefs. She is a Chartered Retirement Plans Specialist CM (CRPS®), Accredited Investment Fiduciary (AIF) and Financial Advisor with Raymond James. She served as board member of the Jacksonville Beach Community Redevelopment Agency (CRA) for 12 years, became a member of the Raymond James Institute of Investment Management Consulting* in 2016, and was one of the founding members of the Women’s Leadership Alliance. In 2025, she was named one of Forbes’ Best-In-State Top Women Wealth Advisors.
She started her career in the insurance arena in 2000 shortly after graduating from FSU. She is married to her college sweetheart and best friend, Dennis. They have two children, Patrick who is pursuing a degree in Criminal Justice from the University of North Florida and Alexandra who is at the University of South Florida starting a degree in History. In her spare time, Frances can be found helping her husband at the family farm, volunteering in her community, or supporting her children in the activities they are interested in.
Raymond James is not affiliated with any of the companies mentioned.
*The Investment Management Consultant designation is awarded to those who complete the Raymond James Institute of Investment Management Consulting program.
The AIF® Designation certifies that the recipient has demonstrated specialized knowledge of fiduciary standards of care and their application to the investment management process. To receive the AIF® Designation, the individual must meet prerequisite criteria based on a combination of education, relevant industry experience, and/or ongoing professional development, complete a training program, successfully pass a comprehensive, closed-book final examination under the supervision of a proctor and agree to abide by the Code of Ethics and Conduct Standards. In order to maintain the AIF® Designation, the individual must annually attest to the Code of Ethics and Conduct Standards and accrue and report a minimum of six hours of continuing education. The Designation is administered by the Center of Fiduciary Studies, the certification division of Fi360 that is responsible for ongoing management of the program. Fi360 is accredited by the ANSI National Accreditation Board for the AIF® Designation, making it one of the few independently accredited designations recognized by FINRA.
†The Forbes ranking of Best-In-State Women Wealth Advisors Best-In-State, developed by SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience and weighing factors like revenue trends, assets under management, compliance records, industry experience and best practices learned through telephone and in-person interviews. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. This ranking is based upon the period from 6/30/24 to 6/30/25 and was released on 02/04/2026. Research Summary (as of February 2026): 51,403 nominations were received and 2,852 women won. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Compensation provided for using the ranking. Raymond James is not affiliated with Forbes or Shook Research, LLC. Please visit https://www.forbes.com/lists/best-in-state-women-advisors for more info.
Joel A. Barker
