Divorce can be one of the most emotional and complex transitions in life, especially when navigating finances. We specialize in guiding individuals through divorce, providing the structure, clarity, and confidence needed to make informed financial decisions.
We understand that divorce isn’t just about dividing assets – it’s about designing a new financial future. Our approach blends the technical rigor of financial analysis with the empathy and understanding needed during a vulnerable time. This balance of art and science is at the heart of how we support our clients.
Jeter Hrubala Wealth Strategies is a women-led team with deep experience in high-net-worth and complex divorce cases. Our team includes two Certified Divorce Financial Analysts (CDFA®), specifically trained to address the financial complexities of divorce. We serve as your advocate, educator, and thought partner, working alongside your legal team and providing them with the financial insights they need to support your case effectively and fairly.
Our Process: Our process is tailored to each client’s situation, but generally includes these key areas:
We help you collect, verify, and organize essential financial documents to ensure you’re working from a clear and complete picture of your financial life. This lays the groundwork for effective planning and settlement negotiations.
We work with you to understand your current spending, complete required financial affidavits or declarations, and design a sustainable post-divorce budget that aligns with your goals and lifestyle.
Dividing assets isn’t always straightforward. We help identify marital vs. separate property, evaluate asset values, and create various division scenarios – always considering tax consequences, income needs, and long-term impact.
Not all assets are created equal in terms of liquidity, tax treatment, or growth potential. We use detailed financial modeling to illustrate how different settlement options may affect your financial future in the short, intermediate, and long term. This allows you to make decisions with clarity and confidence.
When needed, we conduct asset tracing and spending analysis to determine accuracy and fairness. This can be particularly important if there are concerns about hidden assets or an unequal distribution of financial resources.
Providing Confidence Through Clarity… Divorce often forces individuals to make critical and long-lasting decisions at an emotional and overwhelming time. For those who may not have managed household finances or investments before, this can feel especially daunting. Our role is not only to run the numbers, but to help you make sense of them. We guide you through the process, helping ensure you have the knowledge and confidence to make informed choices that protect your future.
For additional resources on financial planning in divorce, visit the Institute for Divorce Financial Analysts (IDFA™) at www.institutedfa.com.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
