Blue Ocean Wealth Advisors of Raymond James - Services

As we work toward your goals, we can provide you with a variety of services to help you achieve them. Here are some of the services our professionals can coordinate on your behalf.

Financial Planning

Our goal is to bring all of the moving parts of your plan into clearer focus. Through a carefully explained, methodical process, we'll help you develop the plan to help reach your goals.

Asset Management

We'll review your portfolio to develop the appropriate mix of investments based on both your short-term needs and long-term goals.

Tax Planning

We work to minimize the impact of taxes upon your assets by selecting appropriate investment strategies and collaborating with your CPA or tax attorney.

Asset Allocation

We'll consider the distribution of your stocks, bonds, mutual funds and other investments and review allocations based upon your risk tolerance and objectives.

Retirement Planning

Give us your vision of where you want to be at retirement, and we'll help you implement the appropriate savings and distribution plan. We can discuss your 401(k) or 403(b) plan options if you plan to change companies or exit the workforce. You typically have four options (and may engage in a combination of these options): Leave the money in your former employer's plan, if permitted; roll over the assets to your new employer's plan, if permitted; roll over to an IRA; or cash out the account value.

Both employer plans and IRAs typically involve investment-related expenses and plan or account fees. Investment-related expenses may include sales loads, commissions, the expenses of any mutual funds in which assets are invested and investment advisory fees. Plan fees typically include plan administrative fees (e.g., recordkeeping, compliance, trustee fees) and fees for services such as access to a customer service representative. In some cases, employers pay for some or all of the plan's administrative expenses. An IRA's account fees may include, for example, administrative, account set-up and custodial fees.

Estate Planning

Sharing your assets with those you love should be as worry-free as possible. We can help you protect your legacy from the burdens of excessive taxation.

Insurance and Annuities

We can show you additional tools to help mitigate risk and further preserve your assets. These include life insurance, long-term care insurance and annuities.

There is no assurance that any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss. Asset allocation does not guarantee a profit nor protect against loss. Past performance is not indicative of future results. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. While we are familiar with the tax provisions of the issues presented herein, we are not qualified to render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.