Individual Investor Employer Sponsored Retirement Plans Professional Advisors


Our Services

At the Keogh Financial Group, we believe the four key components of a successful retirement plan are 1) investment management, 2) record keeping and administration, 3) communication and education, and 4) trustee services.

  • Implementing your plan
    We can simplify this process by coordinating with you and the vendor, answering any questions you may have. We will coordinate with your plan provider in the completion of a plan document and summary plan description (SPD) tailored to your plan's individual needs as well as streamline the mapping process of participant account balances, contribution allocations and deferral elections. We'll help you comply with the ever-changing Department of Labor (DOL) requirements and safeguard your plan from deviation from the plan document.
  • Simplifying plan management
    Our goal is to provide you the necessary resources to simplify the day-to-day tasks associated with plan administration.
  • Managing annual testing requirements
    Year-end compliance testing can be complicated. Our goal is to pair your plan with the vendor best suited for your needs and provide you an automated system that stores data related to compensation, hours worked, hire and termination dates, and any input changes during the year.
  • Managing fiduciary liability
    Now more than ever, managing your fiduciary responsibility is of the utmost importance. We will assist you in the creation of an investment policy statement that meets the plan's goals and objectives. We will keep you informed of the various requirements of ERISA, 404(c) and the Department of Labor. We will address these issues in quarterly review meetings and document the details.

  • Full disclosure and fee transparency
    Full disclosure and transparency of costs of all aspects related to the plan is of the utmost importance to us. We believe that to manage your fiduciary liability as efficiently as possible, it is crucial that we use best practices such as full disclosure and fee transparency, which are the core issues of the Department of Labor's proposed 408(b)(2) regulations.
  • Managing investments
    The core of every retirement plan is the underlying investments. Our goal is to pair your plan with high-quality investments. We will monitor the performance of the plan and review it quarterly using a Lipper Performance Monitor to compare investment results against appropriate benchmarks.
  • Helping employees reach their retirement goals
    While the underlying investments are the core of the plan, they are of no value if employees are not taking advantage of it. Our goal is to be there from start to finish. We will conduct enrollment meetings, helping participants enter the plan and understand the features of the plan. We'll hold monthly one-on-one meetings with participants at your facility to help them stay appropriately invested. In addition, we will provide multiple educational opportunities for participants. Finally, when an employee retires, we will assist and educate him or her on their retirement options.
  • Value proposition and cost
    As a plan sponsor, it is your responsibility to select a retirement plan strictly for the benefit of the participants. The plan should provide relative value at a reasonable price. This process is difficult because the various vendors have cost structures that differ. To assess plan costs, one must understand the components that go into providing your retirement plan.

    Total Plan Cost = Investment Expense + Plan Administration Expense

    “Quality in a product or service is not what the supplier puts in. It is what the consumer gets out and is willing to pay for … Customers pay only for what is of use to them and gives them value. Nothing else constitutes quality.” - Peter F. Drucker