Wealth is much more than investments – it encompasses everything from lending* and liability management to philanthropic goals and legacy planning. At Leizman Wealth Management, we look at your complete picture to address all of your needs through financial goal planning and custom portfolio construction.
We start with an in-depth meeting, or meetings as necessary, to fully ascertain your goals and desires from both quantitative and qualitative angles. With this information, we analyze, model and develop strategies to help clients achieve their financial objectives. Utilizing Raymond James’ Goal Planning & Monitoring software, we plan for changing market and life scenarios. Then, we explain our findings and present our solutions to clarify, refine and reach agreement before moving forward with your plan. At that time, plan implementation is executed using objective, transparent, non-proprietary and cost effective investments. We also believe that staying on track with your financial plan is less about buying and holding, and more about making tactical adjustments based upon forward-looking economic analysis.
In most cases, we act as a fiduciary for our clients, using a discretionary and comprehensive asset-based fee that includes advisory services, portfolio management, financial goal planning, measurement, custody and trading costs. However, when appropriate, we will work in a traditional brokerage relationship that may charge a commission or transaction cost.
*Banking and lending solutions provided by Raymond James Bank, N.A. Raymond James Financial Services, Inc. is affiliated with Raymond James Bank, N.A., a federally chartered national bank. Unless otherwise specified, products purchased from or held at Raymond James Financial Services are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank and are subject to investment risks, including possible loss of the principal invested.
In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part II as well as the client agreement.