Cadent Capital

Information is a Strong Ally of a
Confident Investor

The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Taylor Steele and Casey Kupper and not necessarily those of Raymond James. Holding investments for the long term does not insure a profitable outcome. Investing involves risk, and you may incur a profit or loss regardless of strategy selected.

Some material used in this presentation was provided by Lawrence V. Adam III, CFA, CIMA®, CFP®, Chief Investment Officer for Raymond James for use by Financial Advisors.

Visual aids for most slides sourced from FactSet and Bloomberg unless otherwise indicated.

The CBOE Volatility Index® (VIX® Index®) is a key measure of market expectations of near-term volatility conveyed by S&P 500 stock index option prices.

Unless certain criteria are met, Roth IRA owners must be 59 ½ or older and have held the IRA for give years before tax-free withdrawals are permitted. Additionally, each converted amount may be subject to its own five-year holding period. Converting a traditional IRA into a Roth IRA has tax implications. Investors should consult a tax advisor before deciding to do a conversion.

Rebalancing a non-retirement account could be a taxable event that may increase your tax liability. You should discuss any tax or legal matters with the appropriate professional.

Bond prices and yields are subject to change based upon market conditions and availability. If bonds are sold prior to maturity, you may receive more or less than your initial investment. There is an invest relationship between interest rate movements and fixed income prices. Generally, when interest rates rise, fixed income prices fall and when interest rates fall, fixed income prices rise.