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Managing wealth

for generations

We work with many families, some with four generations altogether, to help mitigate taxes and help preserve and manage wealth. We simplify complex needs that can include managing significant wealth events, such as selling a family business or handling a large inheritance, and strategies that range from charitable giving to concentrated equity positions.

Some clients need deeper problem-solving capabilities. We collaborate with professionals to help with everything from modeling business sales to custom estate and tax planning. Advanced planning issues can include wealth enhancement with tax mitigation strategies and cash-flow planning; wealth transfer considerations including transferring wealth effectively; wealth protection including risk mitigation, legal structures and transferring risk to an insurance company; and charitable giving considerations for maximizing your charitable impact.

We can help with immediate needs that come with significant wealth events, with large concentrations in a single security, and with building your legacy over time through trust, estate and education planning, and charitable giving design. We focus on protecting your wealth through tax-efficient investing and risk-managed portfolios, concentrated equity solutions and insurance strategies. We find it’s also important to offer family wealth education to help raise financially responsible children.

For a household with $1 million in assets, we found it integral to begin with coordinating and implementing a financial plan. Our team also took an overall look from an insurance planning standpoint and used term life insurance to supplement life insurance plans in place at work. From a retirement planning perspective, we helped ensure both spouses were maximizing contributions to their existing plans. Turning our focus to the future for the rest of their family, our team created 529 plans for their children’s education and assisted with the aging parents of both spouses.

A daughter and son inherited $15 million from a family matriarch, and needed coordination and consolidation of many moving parts from an estate settlement into various trusts. We also designed a portfolio to meet specific needs of both beneficiaries and their families. Insurance planning was considered and implemented for estate protection and long-term care.

Past performance may not be indicative of future results. Investing involves risk including the possible loss of principal. There is no assurance any investment strategy will be successful. The strategies mentioned may not be appropriate for all investors.

“There is no respect for others without humility in one’s self.”

Frédéric Amiel