Focused on your needs

Your financial goals may include accumulating wealth, planning to leave the workforce, making your money last through retirement, and providing for your heirs. We focus on serving you throughout it all – so you can continue enjoying the well-deserved lifestyle you’ve worked so hard to achieve.

We’ll put our experience as professional money managers to work for you, alleviating the complex task of managing your assets. You’ll have access to a wide range of investments that fit your long-term goals and objectives.

Do you seek excellent service for all your cash management needs? Through Raymond James, we offer ways to access your cash and earn interest on funds awaiting investment.

Our cash management services include:

  • Tax planning (utilizing lines of credit and home equity)*
  • Cash “sweep” to brokerage account
  • Rewards program
  • Online account access
  • Check writing
  • Overdraft protection
  • Automatic payment/fund transfer
  • Visa® debit card

Choosing the right lending program is as integral a part of the financial planning equation as investing. Through the services of Raymond James Bank, we can help you meet your financing needs.

Lending services*

  • Traditional fixed- and adjustable-rate mortgages
  • Interest-only mortgages
  • Construction loans
  • Securities lending

*Products, terms and conditions subject to change. Subject to standard credit criteria. Property insurance required. Flood insurance may be required. Call Raymond James Bank for rates and other information.
Raymond James & Associates, Inc. and Raymond James Financial Services, Inc. are affiliated with Raymond James Bank, N.A., member FDIC. Unless otherwise specified, products purchased from or held at Raymond James & Associates or Raymond James Financial Services are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank and are subject to investment risks, including possible loss of the principal invested.

Equal Housing Lender
Credit and Lending

Don’t let things like unnecessary taxes tarnish the legacy you’ve been building all these years. We’ll offer you financial strategies to make the most of what you leave behind for future generations and lessen your tax burden, using our knowledge of registering and titling assets to ease transfers of wealth.

A solid financial plan that shows a clear path toward your goals in life can make a world of difference. That plan must grow and change along with you. That’s why we believe it’s important to get to know you and your vision for the future. That information, when paired with our knowledge of financial markets, will lead to solutions that serve your best interests.

On the long road to retirement, it can often be difficult to assess whether you’re doing all the right things to stay on track. Add to that complexity the ups and downs of the financial markets, and you’ve got even more questions about your path. We’re here to help provide answers, whether it’s about when to take Social Security or maintaining your lifestyle. The ability to live 30 years or more without a paycheck takes careful planning and disciplined investing, and we can help prepare you for it. Learn More

Education opens many doors, and it’s only natural to want to fund the higher education of a child or grandchild in order to lift them toward future success. We can offer investment options such as a 529 college savings account, a Coverdell Education Savings Account and specialized trust vehicles.

Raymond James Bank is a nationwide lender offering a full range of residential first mortgages and a high level of service via a personal mortgage consultant who will serve you throughout the entire loan process. Learn more

Equal Housing Lender

Raymond James Financial Services, Inc. and your Raymond James Financial Advisor do not solicit or offer residential mortgage products and are unable to accept any residential mortgage loan applications or to offer or negotiate terms of any such loan. You will be referred to a qualified Raymond James Bank employee for your residential mortgage lending needs.

Raymond James & Associates, Inc. and Raymond James Financial Services, Inc. are affiliated with Raymond James Bank, N.A., member FDIC. Unless otherwise specified, products purchased from or held at affiliated Raymond James Financial, Inc. companies are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank and are subject to investment risks, including possible loss of the principal invested. Products, terms and conditions subject to change. Subject to standard credit criteria. Property insurance required. Flood insurance may be required.

For those who are retiring or have changed jobs, it might be time to consider rolling over your retirement assets to an IRA. When done correctly, this action is not taxable and will offer you access to a variety of investments and the added convenience of having your savings in one place.

There are no guarantees in life – that’s why it’s important to make sure you’re properly insured to protect yourself in the case of an accident, illness, disability or death. Through Raymond James, we can fill this need with a range of quality insurance options that provide a layer of security for you and yours.

Because your lifestyle and financial needs are unique, managed-money portfolios encompass a wide range of investment strategies. From capital protection to asset growth, we can help determine which model is right for you based on your personal goals and risk tolerance. Learn more


2070 Hillsboro Blvd. // Manchester, TN 37355 // T: 931.728.7737 // TF: 877.822.0951 // F: 931.728.8309 // Map and Directions