We started our firm in 2009 to establish a stable platform to build a practice focused on relationships and integrity. We chose to open an independent firm to be free from conflicts of interest, but we also desired the size and offerings of a national firm to provide services for our approximately 125 families in 16 states and 3 foreign countries. Our firm is organized as a limited liability corporation with the Virginia State Corporation Commission and Rick is licensed as a Registered Representative. Additionally, he holds a license to offer life and health insurance in Virginia and select other states. Our goal is to effectively and efficiently provide enhanced information, feedback and advice.