We started our firm in 2009 to establish a stable platform to build a practice focused on relationships and integrity. We chose to open an independent firm to be free from conflicts of interest, but we also desired the size and offerings of a national firm to provide services for our approximately 125 families in 16 states and 3 foreign countries. Our firm is organized as a limited liability corporation with the Virginia State Corporation Commission and Rick and Holly are licensed as Registered Representatives. Additionally, we hold licenses to offer life and health insurance in Virginia and select other states. Our goal is to effectively and efficiently provide enhanced information, feedback and advice.