As a Managing Director in Fixed Income Strategies at Raymond James, Howard’s particular focus is on serving depository institutions. His responsibilities include evaluating balance sheets and identifying strategies to enhance clients’ interest rate risk positions, while improving earnings and the overall value of the franchise.
Howard is a graduate of theUniversityofMississippiwith a Bachelor of Business Administration degree. He received a Master of Business Administration degree fromChristianBrothersUniversity. He holds the following professional licenses: Series 7 - General Securities Representative; Series 24 - General Securities Principal; and Series 63 - Uniform Securities Agent State Law.