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the personal side of Michael
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Michael J. Emser, CFP®
Financial Advisor, RJFS

Mike joined Crux Wealth Advisors in 2022 as a Financial Planner and CERTIFIED FINANCIAL PLANNER professional at our Williamsville, New York office. He wears many hats in his role, but Mike's primary responsibilities include working directly with our clients in asset management and financial planning, all while delivering precise and consistent communication.

Throughout his career, Mike's goals for his clients have never wavered. These goals include ensuring all bases are covered, from verifying that his clients have saved enough, insured against risks, and planned their estate, to having enough resources to leave a meaningful legacy. Mike aims to achieve these fundamental goals by remaining accessible and engaging with personalized services, giving our clients the necessary tools to understand their financial portfolios regardless of their financial options. He knows that trust-based professional relationships are critical to success, and he has fostered long-lasting relationships with his team and clients throughout his career.

Mike began his career as a Financial Planner with IDS Financial Services/American Express. This experience was critical in developing his comprehensive understanding of financial planning as the company embraced all aspects of financial planning to ensure clients were successful. After spending 4 years with the organization, he carried that same philosophy when he transitioned to an independent practitioner years ago. Mike earned a bachelor's degree in Business/Managerial Economics from the State University of New York at Fredonia. He also earned the professional credentials of CERTIFIED FINANCIAL PLANNER professional  from the College for Financial Planning.

Michael J. Emser

I spend most of my time with close friends and family when I'm not in the office. I enjoy outdoor activities like golfing, boating, gardening, biking, and exercising. I also love to attend live music events and visit baseball stadiums around the country. Seeing my favorite team, the New York Yankees, is even better! 

I am the proud parent of, Eric and Michelle Emser. I love spending time with them and supporting their endeavors. 

I also like to give back and remain active in our community. Our team enjoys supporting the local high schools as such we have students intern at our office to give them exposure to the industry. I have been a member of various organizations, such as the Professional and Businessmen's Association as a past president and current board member. Additionally, I am a Masonic Lodge member and a past president and trustee of the Lodge, a Rotary Club board member, a Lions Club past member, and a former board member of the Financial Planning Association. 

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