We believe there are four major points that set us apart.

  1. Chad is a CERTIFIED FINANCIAL PLANNER practitioner. Most people think all financial planners are "certified", but this is not true. Anyone can call themselves a "financial planner". Only those who have fulfilled the certification and renewal requirements of CFP® Board can display the CFP® certification marks. You can learn more about the CFP Board's standards here: https://www.cfp.net/about-cfp-board/cfp-certification-the-standard-of-excellence/the-four-e's
  1. Our broker dealer is Raymond James Financial Services, one of the largest independent financial services firms in America. Raymond James provides us with everything we need to serve our clients to their satisfaction. Whether it's award winning equity research or the full support of the 4,000 professionals in the home office, we have the full array of services needed to go above and beyond.
  1. We use a process, not a sales pitch. Our process allows us to customize a financial plan tailored to your goals. This in turn guides us in making investments that are in your best interest, not our own.
  1. Chad owns the business. We have hired Raymond James to be our broker dealer. This is different than most of our competitors who are employees of their broker dealer or registered investment advisor. Why is this important? Because all decisions concerning your financial plan and/or accounts are made by Chad. We also keep more of what we make. This allows us to keep our fees low and also re-invest into the communities that we serve. Lastly, it allows us to commit to the culture that WE develop. We are not driven by quotas, the bottom line or a sales manager in another city. We are driven by creating long and lasting relationships that positively impact our client's lives.

Please keep in mind that diversification and asset allocation do not ensure a profit or protect against a loss.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER,  CFP Logo Flame Design and  CFP Logo Plaque Design in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.