At Lulay Financial we are an independent team of advisors providing clients with the knowledge and expertise they need to make educated financial decisions. For over 30 years our mission has stayed the same; to help clients achieve their own, individual objectives.

We strive to present information in a straightforward, understandable manner so that together with our clients, we can determine the most appropriate options available for their individual situation. We constantly consider changes in both the marketplace and in our clients' needs, making necessary adjustments to help them realize their financial goals.

Although we work with clients in all areas of financial planning and all walks of life, we have developed an expertise over the years in working with retired individuals and those preparing for retirement in the areas of investment management, retirement income planning and estate planning. At the company level we help businesses, both large and small, improve and maintain their retirement plans for employees. We have relationships with some of the area’s most respected professionals in their industries so that working together with them, we can help coordinate all aspects of our clients’ financial lives.

 

Our Mission

To be the premier investment and financial planning firm in the area.

Our Goal

To effectively communicate to as many people as possible the importance of planning for their future.

Our Process

Our team is committed to helping clients attain their financial objectives by providing the highest level of service and delivering appropriate investment alternatives. We believe that our utmost responsibility is putting the financial well-being of our clients first. We work with clients to establish goals and objectives and then develop a strategy to reach them. We base our investment recommendations on clients' time horizons, investment experience, tax concerns, and risk tolerance levels. Because we are independent, we have an objectivity that many firms don't have. We use a broad mix of financial products and services, together with carefully monitored asset allocation strategies.

Our philosophy is one of flexibility and quality. We take a long-term approach but we also understand that things change. Laws change, trends in the markets change and people’s lives change. Maintaining flexibility in our investment process allows us to adapt to these changes and to continually strive to find the best money managers available.

Communication is critical to the team. We use bi-monthly newsletters, regular one-on-one client meetings (account reviews), and client seminars on timely economic, investment and financial planning strategies. We would welcome the opportunity to consult with you regarding your investment and financial planning needs.

Products and Services

Through Raymond James, we offer a full range of investment alternatives and services, including personal and business retirement plans, stocks, bonds, tax-advantaged bonds, money management, mutual funds, asset allocation analysis, insurance alternatives, and comprehensive financial planning. Click on "Services" to learn more.

Our Locations

Stayton: Our office in Stayton is off of First Street. To get to our office, turn in between Stayton Sports and Berkshire Hathaway Real Estate. Our office is straight ahead in the back of the parking lot.

Lebanon: Our registered meeting space in Lebanon is in the Rhodes Warden Insurance office located off of Walker Road next to the post office.

For addresses and directions from your location, click on “Contact”.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER,  CFP Logo Flame Design and  CFP Logo Plaque Design in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.