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A Circle of Care

  • 08.09.17
  • Planning and Retirement
  • Article

Recruit a deep bench of professionals who work well together.

Advances in medicine and technology have increased Americans’ longevity and quality of life, though the latter doesn’t happen by accident. Along with your financial advisor, estate attorney and accountant, there are specialists who can help you or a loved one live a fulfilling life throughout retirement. While many come at a cost, their experience can guide your decisions and perhaps save you money and time in the long run.

Here are some of the professionals who stand at the ready, if and when you should need them.

Healthcare Advocates

Healthcare advocates help navigate public and private medical resources and evaluate in-home and long-term care options.

Senior Move Managers

Senior move managers assist with de-cluttering, organizing and lending perspective during a move. They also can arrange to sell or donate unwanted items, supervise movers and set up your new home.

Elder Law Attorneys

Elder law goes beyond basic legal services to help older Americans prepare important documents, review estate plans and update beneficiary designations. Other services include long-term care planning, resolving Social Security issues, fighting age discrimination, establishing conservatorship and litigating elder abuse cases.

Aging in Place Experts

Aging in place specialists certified by the National Association of Home Builders design, modify and build safer living spaces for those who want to live independently.

Professional Fiduciaries

Professional fiduciaries provide critical assessments and planning for seniors and their families facing medical, psychological, housing, social, legal and/or financial obstacles. They frequently manage financial affairs and coordinate day-to-day activities for those who can no longer do so for themselves.

Transportation Experts

Driving specialists or driver rehabilitation specialists, many with occupational therapy backgrounds, are trained to help drivers experiencing difficulties, and can recommend mobility equipment that would keep you or a loved one safely on the road for longer.

Veterans Service Officers

These experts assist with locating local VA medical hospitals or outpatient facilities; applying for federal benefits and employment assistance; accessing specialized programs designed for military members; and applying for burial and survivors’ benefits.

Care Managers

These professionals connect caregivers with the right services through agencies dedicated to aging, housing, social activities, Medicare and other health services. They often develop and maintain a care plan that evolves as needs change.

Medical Specialists

In-home health professionals provide many of the same services you’d find in a hospital or care facility. Look for a compassionate professional experienced with situations similar to yours and whose training meets your state Department of Health’s guidelines.

You or your parents may never need these services, but it’s best to explore your options before the need arises. Talk through the possibilities with your financial advisor in advance so you’ll have time to consider potential issues and begin planning. There are many moving pieces, and the team you build can help make the most of your personal and public resources to expand your circle of care.