Draper, Utah
  • Ryan Richards

    Ryan Richards, MBA, CFP®, CEPA®, CPFA®

    Financial Advisor

Professional Background

With more than 16 years of experience in financial planning and investment management, Ryan has been helping corporate executives, entrepreneurs, and institutions pursue their goals and simplify their financial lives.

Prior to joining Raymond James in 2019, Ryan spent 11 years at other well-recognized firms such as Morgan Stanley, Fidelity Investments, and Wells Fargo Advisors.

Ryan holds the following Certifications:

  • CERTIFIED FINANCIAL PLANNER™ (CFP®)
  • Certified Exit Planning Advisor (CEPA®)
  • Certified Plan Fiduciary Advisor (CPFA®)

Personal Background

Ryan was raised in Gainesville, Florida, but left the warm weather to attend Brigham Young University in Provo, Utah. At BYU, Ryan was on the Student Advisory Council and performed in the BYU Ballroom Dance Company where he would meet his wife, Ana Maria. They reside in the Suncrest community in Draper, Utah with their four kids. Ryan will always say yes to snowboarding, golf, or a pick-up game of any sport.

Typical Client Engagements

1) Privately held business owner looking to sell some or part of their business

What we do:

  • Deal Team: Help put together the team or work alongside your existing relationships (M&A Attorney, Transaction Advisory CPA, Investment Banker)
  • Pre-sale Tax Mitigation: Review deal structure, pre-sale charitable giving and multi-generational wealth planning.
  • Post-sale Liquidity: Help allocate your assets between cash solutions, liquid diversified portfolios, and direct private investments.
  • Risk Management: Review your insurance and liability
  • Private Banking and Lending**: Lines of credit, mortgages, wires, check writing, etc

2) Corporate retirement/benefit plans

What we do:

  • 401k, cash balance plans, and non-qualified plans: We have corporate retirement and employee incentive plan clients throughout the country from publicly traded companies to fast growing startups
  • Employee Financial Wellness and 1-on-1 Coaching

3) Institutional cash management solutions

What we do:

  • Attractive money market rates and FDIC insured
  • Fixed income/equity

Best way to reach Ryan:

 

**Banking and Lending Services provided by Raymond James Bank, member FDIC, affiliated with Raymond James Financial Services and Raymond James & Associates, Inc.

Raymond James Financial Services and your Raymond James Financial Advisors do not solicit or offer residential mortgage products and are unable to accept any residential mortgage loan applications or to offer or negotiate terms of any such loan. You will be referred to a qualified Raymond James Bank employee for your residential mortgage lending needs.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, Certified Financial Planner®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Raymond James is not affiliated with the above organizations and/or charitable causes.