Joshua T. Hatfield Charles focuses on creating customized financial plans designed to help individuals and families avoid unexpected financial surprises and irrevocable outcomes due to lack of appropriate planning.
Joshua founded Financial-360, LLC, an Independent Firm, and provides financial services to his clients, primarily serving the Washington, DC area but with a growing practice in several states. Joshua helps both married and unmarried individuals and couples keep their financial lives in order by providing them with the necessary financial tools and education needed to handle long-term decisions. This might include investment planning, asset preservation and estate provisions, retirement planning, property ownership and special considerations concerning sudden illness or the death of a family member.
Joshua has committed to ongoing professional education in his field, earning important credentials that help enrich his clients’ customized plans with the knowledge he has acquired. He is a CERTIFIED FINANCIAL PLANNER™ Professional, Chartered Financial Consultant® (ChFC®), Chartered Life Underwriter (CLU®), Certified Estate PlannerTM, (CEP®), Accredited Domestic Partnership AdvisorSM (ADPA®), and holds the Certified in Long Term Care (CLTC) designation.
Joshua has been quoted, featured or interviewed by most of the major investment planning media (Investment Advisor magazine, CFP Board Report, SmartMoney.com, Reuters, NPR, Journal of Financial Planning, Wall Street Journal, RIABiz, RIA Central Digest and OnWallStreet magazine). He is an in-demand speaker on the national level as an Ambassador for the CFP™ Board of Standards for financial professionals. He also serves as President of the Board of PridePlanners® and is a member of the Financial Planning Association at both the local and national levels.
Joshua is registered with Raymond James Financial Services, Inc. (member FINRA/SIPC) as a General Securities Registered Representative (Series 7). He also holds Series 63 (Uniform Securities Agent State Law exam) and Series 65 (Uniform Investment Adviser Law Exam) registrations for Investment Advisor Representatives and is a Registered Principal (Series 24).
Born in North Carolina, Joshua grew up in Rockville, Maryland, where he attended Thomas S. Wootton High School. He earned his Bachelor’s Degree from Florida State University.
Contact Joshua at (301) 476-6900, or Joshua@Financial-360.com.