Joshua T. Charles

CFP®, ChFC®, CLU®, ADPA®, CEP®, CLTC®, WMS, AIF®
Registered Principal, Financial Advisor
CEO - F360

Joshua T. H. Charles focuses on creating customized financial plans designed to help individuals and families make informed decisions for their financial future.

Joshua founded Financial-360, LLC, an independent practice, and provides financial services to his clients, primarily serving the Washington, DC area, but with a growing practice in several states. Joshua helps both individuals and couples keep their financial lives in order by providing them with the necessary financial tools and education needed to handle long-term decisions and avoid unexpected financial outcomes. He and his team have extensive experience in investment planning, asset preservation and estate provisions, retirement planning, property ownership and special considerations concerning sudden illness or the death of a family member.

Joshua has committed to ongoing professional education in his field, earning important credentials that help enrich his clients' customized plans with the knowledge he has acquired. He is a CERTIFIED FINANCIAL PLANNER™ professional, Chartered Financial Consultant® (ChFC®), Chartered Life Underwriter® (CLU®), Accredited Domestic Partnership AdvisorSM (ADPA®), Certified Estate Planner™ (CEP®), Certification for Long-Term Care® (CLTC®), Wealth Management Specialist (WMS) and Accredited Investment Fiduciary® (AIF®).

Joshua has been quoted, featured or interviewed by most of the major investment planning media (Investment Advisor magazine, CFP Board Report, SmartMoney.com, Reuters, NPR, Journal of Financial Planning, Wall Street Journal, RIABiz, RIA Central Digest and OnWallStreet magazine). He is an in-demand speaker on the national level as an Ambassador for the CFP® Board of Standards for financial professionals. He is a member of the Financial Planning Association at both the local and national levels.

Joshua is registered with Raymond James Financial Services, Inc. (member FINRA/SIPC) as a General Securities Registered Representative (Series 7). He also holds Series 63 (Uniform Securities Agent State Law exam), Series 65 (Uniform Investment Adviser Law Exam) registrations for Investment Advisor Representatives and is a Registered Principal (Series 24).

Born in North Carolina, Joshua grew up in Rockville, Maryland, where he attended Thomas S. Wootton High School. He earned his Bachelor's Degree from Florida State University.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Raymond James is not affiliated with and does not endorse any of the listed organizations or publications in this material.

Contact Joshua at (301) 476-6900, or Joshua@Financial-360.com.


Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner,  CFP Logo Flame Design and  CFP Logo Plaque Design in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.