Trust services and support for our clients

Institutional trustee expertise

As a full-service trust division with a national charter, we manage personal trusts for wealth managers, registered investment advisors and fiduciary professionals in many states across America. We serve as an institutional trustee and fiduciary to help ensure that the trust is administered in compliance with applicable laws and regulations, and apply our years of trust experience to the administrative and operational needs of their clients’ personal trusts.

RIAs and wealth managers

We eliminate any conflict of interest by limiting our work to the trust side of business. As a result, the wealth managers and RIAs we work with can be confident in knowing they can retain the investment management relationships they have with their clients.

Trust professionals (Attorneys & CPAs)

We help estate planners, attorneys and CPAs with the administrative, operational and fiduciary guidance they need regarding trusts, and apply our deep experience and insightful guidance to help them serve their clients and achieve regulatory compliance.

The experienced team serving your trust needs

You will find a full team of experienced and knowledgeable trust officers and support staff here to provide the guidance and counsel you need regarding all your trust matters.

Edward F. Walker, Jr.
Senior Vice President
Director of Wealth Management

Ed has more than 34 years of experience in the financial services industry and is the senior officer in charge of trust and investment services. He applies his extensive industry expertise in trust administration to serve the needs of his clients.

In 1996, Ed joined First Hope Bank along with Cecilia Metzgar to manage and grow its trust division. In 2001, First Hope advisors began offering securities and other financial services through Raymond James Financial Services, Inc. Earlier in his career, Ed served as vice president and senior trust and investment officer at Newton Trust Company.

Ed is originally from Westbury, New York, and currently resides in Andover Township, New Jersey. He is dedicated to the betterment of his community and its youth, serving as 2nd Vice Chairman on the Sussex County YMCA Board of Managers since 2012. For nearly a decade, Ed was also the treasurer of the Andover Regional Education Foundation. He enjoys golfing and cooking, and has an appreciation for cuisine and wine.


Elizabeth “Betsy” Foy
Vice President and Trust Officer
Manager, Trust Services

Betsy specializes in estate and trust administration, and takes pride in applying her extensive knowledge and experience to helping clients build their legacies. Working along with other members of the trust services team, she works to ensure that our clients wishes are fulfilled and beneficiaries are well served through practical interpretation of wills and trust documents, prudent investment of trust and estate assets, application of state and federal regulations.

Before joining our team in 2003, Betsy was an investment services officer at Newton Trust Company. She earned an Associate of Arts in Business from Centenary College and a Bachelor’s degree in Business Administration from Thomas Edison State University. She has also completed the American Bankers Association National Graduate Trust School Program.

Betsy Foy and the services she offers are not affiliated with Raymond James.

"Betsy" specializes in estate and trust administration, and takes pride in applying her extensive knowledge and experience to helping clients fulfill their legacies. Working along with other members of the trust services team, she works to ensure that our clients wishes are fulfilled and beneficiaries are well served through practical interpretation of wills and trust documents, prudent investment of trust and estate assets, application of state and federal regulations. Before joining our team in 2003, Betsy was an Investment Services Officer at Newton Trust Company. She earned an Associate of Arts in Business from Centenary College and a Bachelor's degree in Business Administration from Thomas Edison State University. She has also completed the American Bankers Association National Graduate Trust School Program.


Cecilia Metzgar
Vice President & Trust Officer
Manager, Investment Services

Cecilia has more than 23 years of experience in the financial services industry and has extensive industry expertise in wealth management. She joined First Hope Bank in 1996 along with Edward F. Walker, Jr. to manage and grow its trust division.

With her deep sense of loyalty and strong organizational skills, Cecilia manages the investment program of First Hope Wealth Management and interacts with the advisors and managers of all divisions of First Hope Bank.

Born in Hoboken, Cecilia grew up in Vernon, New Jersey, and attended William Patterson College. She now lives in Andover Township with her husband, Edward, and their sons, Noah and Sam. In her free time, Cecilia enjoys walking, shopping, and spending time with her sons, watching them participate in sporting events and attending professional soccer games.


Aimée S. Zschack
Assistant Vice President
Trust Officer

Aimée specializes in trust administration and takes pride in applying her experience and knowledge to assisting our clients with their trust matters.

Before joining our team in 2001, Aimée earned a bachelor’s degree in business administration from Fairleigh Dickinson University, and completed coursework in trust administration from the American Bankers Association.

Originally from Wayne, New Jersey, Aimée resides in Franklin with her husband, Mark, and their children, Jessica and William. She is a notary public for the state of New Jersey, and serves on the Borough of Franklin Board of Health. In her free time, Aimée enjoys skiing, golfing, and has an appreciation for cuisine and wine.

Aimée S. Zschack and the services she offers are not affiliated with Raymond James.


David Eresman
Assistant Trust Officer

Specializing in trust administration, David works diligently to provide a high level of efficient and personal service to our clients. Before joining our team in 2012, David worked for Lindon Group Corporation and earned a degree in business administration from Caldwell College.

David Eresman and the services he offers are not affiliated with Raymond James.


Additional team members

Patricia Carson
Trust Operations Administrator


Sarah Kayal
Trust Administrator

Sarah Kayal and the services she offers are not affiliated with Raymond James.


Goal Planning & Monitoring

To see if your plan is on track, at every quarterly review we use Goal Planning & Monitoring, a sophisticated planning software from Raymond James that can help align financial decisions with your vision of retirement and other goals. This resource, together with our experience as financial planners, helps us ensure that your goals and our strategy for pursuing them are well-defined and positioned.


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161 Newton-Sparta Road | Newton, NJ 07860 | T 973.729.8333 | F 973.300.0160 | Map and Directions
Securities offered through Raymond James Financial Services, Inc., member FINRA / SIPC, and are not insured by any financial institution insurance, the FDIC/NCUA or any other government agency, are not deposits or obligations of the financial institution, are not guaranteed by the financial institution, and are subject to risks, including the possible loss of principal. Investment advisory services offered thorugh Raymond James Financial Services Advisors, Inc. First Hope Bank and First Hope Wealth Management are not registered broker/dealers, and are independent of Raymond James Financial Services.

Trust services offered through First Hope Wealth Management, not Raymond James.

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