Expertise on navigating the phases of life

Significant milestones in life, like retirement, require careful planning and uncommon vision. We aim to provide this kind of guidance through all the phases of your life. When factors such as your retirement goals and the economic environment change, we will make adjustments to your portfolio to help make sure you stay on track. We will work closely with you to help give you confidence that your portfolio is appropriately balanced between growth-oriented investments and income-focused assets.

Retirement income planning

Because people are living longer today, the possibility of going 30 years without a paycheck takes careful retirement planning and disciplined investing. Once in retirement, preserving your wealth and maintaining your lifestyle are likely among your highest priorities. You aspire to stay in your home as long as you want and be able to leave behind the legacy you had envisioned. We can help you prepare for this most significant milestone in life.

Estate planning

Whether it’s providing income for a spouse, educating children or grandchildren or leaving money to your favorite charity, proper estate planning can help ensure that the assets accumulated over your lifetime are preserved for the use you have intended.

A well-designed estate plan can effectively help manage your family’s tax burden. We can offer financial strategies designed to efficiently manage the transfer of wealth from one generation to the next, and mitigate related tax issues.

By coordinating our efforts with your tax and legal professionals and working closely with you and your family, we will strive to help you establish a financial tradition that can be passed on for generations.

Trust services

Raymond James Trust, N.A., can help you preserve the assets you have accumulated while also addressing tax liability issues. A full range of personal trust and estate planning services – including custody and safekeeping, account management for estates and living trusts, irrevocable life insurance trusts, and estate settlement services – is available.

In addition, if you are interested in charitably conscious investing while generating income and reducing taxes, we provide access to donor-advised funds and pooled income funds through the Raymond James Charitable Endowment Fund.

Legacy & Charitable Planning

The powerful quote, “You want to be the pebble in the pond that creates the ripple for change.” by Apple CEO, Tim Cook, is a great reminder of the difference we can make in someone else’s life. We are passionate about philanthropy and love to help our clients’ plan their personal giving program to be their own pebble in the pond.

Suitable charitable planning offers you the ability to support those causes most important to you and your family while maximizing the impact of your charitable dollars. Through thoughtful development of both tax and charitable vehicles to most effectively and efficiently accomplish your wishes, we help clients achieve their goals and vision.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.