I have been an investment adviser representative since 1978, when I began my career with Howard, Weil, Labouisse & Friedrichs Inc., a prominent southern regional brokerage firm, in Decatur, AL. I opened the Huntsville branch for Howard, Weil in 1982, where I served as branch manager and vice president, with eight brokers, until Howard Weil was purchased by a large eastern brokerage firm. I joined Morgan Keegan & Co. in 1989 and in July 2004, partnered with Gene Pospicil, to form Financial Strategies Group LLC., an independent practice (Securities and investment advisory services are offered through Raymond James Financial Services, Inc. and Raymond James Financial Services Advisors, Inc.).

I continue my pursuit of excellence and client satisfaction, to long standing clients and also to their family extended members. My clientele includes high net worth individuals, business owners, professionals and people planning for retirement. My areas of expertise include, municipal bonds, preferred and convertible securities, along with mutual funds and individual company securities. Upon determining a client's specific needs and financial goals, and assessing their risk tolerance, I will develop a comprehensive strategic and tactical plan which matches, a client's financial goals.

After serving in the United States Marine Corps, 1968/1969, I enrolled at Bowling Green State University, Bowling Green, Ohio and graduated in 1975 with a bachelor's degree, with a major in finance. I met my wife Kathy, in Huntsville, and have resided in Huntsville since 1975, where we have raised 3 children, 2 boys and 1 girl, and where we now have 7 beautiful grandchildren.