Branch Manager, RJFS
As managing director, senior portfolio strategist and branch manager, Al’s area of focus lies in financial planning and portfolio management. With over 30 years of experience in the financial and investment industry, he has dedicated his practice to providing high-net-worth domestic and international clients with personal financial guidance that aims to build their assets. His financial market skills have been honed for over three decades.
Al holds a CPM certification through the Academy of Certified Portfolio Managers in conjunction with the Fu Foundation School of Engineering and Applied Science at Columbia University in New York City. Benefits of this certification include a deeper understanding of security analysis, asset allocation and portfolio management concepts, as well as a greater awareness of regulatory standards. There is also training involved to enhance competency and to heighten levels of technical skills required to manage portfolios and affiliate with an exclusive group of investment professionals. As a CPM, he works to construct, analyze and guide clients in all aspects of investments.
Al is a recipient of the esteemed Certified Financial Planner™ designation, which is granted by the Certified Financial Planning Board of Standards in Washington, D.C. As a Certified Financial Plannertm professional, he provides guidance in order to help pursue clients’ financial goals. This includes services such as retirement planning, insurance planning, taxes, budget analysis, estate planning strategy and investments.
Al entered the financial services industry as a trader, eventually transitioning into the role of an investment professional on various financial radio stations. Later on, he became the area director for Citicorp Inc. Services in South Florida, and then went on to a position as senior vice president in Wachovia’s private wealth division in downtown Miami. After that, he moved to HSBC as a premier wealth advisor in Miami-Dade County before moving to Morgan Stanley in 2013.
Originally from Cuba, Al grew up in Lansing, Michigan, and later in Miami. He is active in the community and works with various charitable organizations, including A Safe Haven for Newborns, Saving Paws 4 Love and the Humane Society of Greater Miami. All of his efforts are dedicated to helping and saving innocent lives. When not working, he enjoys relaxing at home with his girlfriend, Beatriz, and his large family of rescue pets.
Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.
Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™, and in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.