Serious healthcare needs may call for more attentive, hands-on accommodations.
Skilled nursing facilities offer full-time physicians, on-site nurses and nurse practitioners, social workers and dietitians. These facilities are well-suited for individuals with serious medical conditions and/or Alzheimer’s disease, dementia or cognitive impairment. Residents receive 24-hour care, including closer supervision and facility security.
In 2019, the national median cost of a private room in a skilled nursing facility was $280 daily or $102,200 annually; for a semi-private room, $247 daily and $90,155 annually. Medicare covers only a limited amount of the cost, up to 100 days after a hospitalization. Long-term care insurance coverage varies by policy.
These facilities provide full-time skilled nursing care that may be difficult for the family to provide in the home. Family members may visit or arrange to pick up a resident for a home visit, if the medical condition permits.
Communities are designed to provide on-site access to services, including activities for residents, all meals and medical care.
Medical and nursing care on-site and can often meet the healthcare needs of patients for the rest of their lives. Some facilities offer separate memory care units for dementia patients.
Sources: Medicare.gov, “Genworth 2019 Cost of Care Survey”
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