A gateway to thoughts and ideas

Welcome to our Blog

If you have a topic you would like us to address, please send an email or fill out the Contact Us section with your ideas in the Comments section. We hope to make this a page you look forward to reading to stay updated on what is going on locally, regionally and nationally.

Halloween for The Stock Market

October 23, 2018 // Chris Beard, CFP®

Today is October 19, 2018, which is the 31st anniversary of the 1987 stock market crash, “Black Monday.”

Save (for) Yourself.

September 24, 2018 // Jesse Hansford, CFP®

Back in 2011, a group of smart people from Stanford produced the exhilaratingly titled research paper, Increasing Saving Behavior Through Age-Progressed Renderings of the Future Self.


April 10, 2018 // Chris Beard, CFP®

"2018 should be gangbusters for earnings – I think a lot of companies are going to report stronger numbers than the revisions suggested simply because they couldn’t get full guidance."

The Hourglass

March 21, 2018 // Chris Beard, CFP®

This bit of news has been way under the radar, and I believe it’s a big deal: according to Bloomberg, first-time home buyers rushed into the market last year, making up 38% of single-family home purchases - the biggest share since 2000.

Volatile Days; Economic Strength

February 6, 2018 // Chris Beard, CFP® and Jesse Hansford, CFP®

It is hard to believe we are already more than a month in to 2018, but what a month January was; of course, as we’ve shared many times, the markets can do ANYTHING, and February has certainly begun in a challenging way.

2018 Predictions

January 24, 2018 // Jesse Hansford, CFP®

So it is at the beginning of the year that predictions abound as to what will happen over the course of the ensuing twelve months.

Tax Reform - Year-End Planning Series

November 21, 2017 // (Part 3 of 4) // Chris Beard, CFP®

As U.S. citizens, we all pay taxes. Okay, maybe not all, but I’m not going down that path. You can read political opinions aplenty on your Facebook feed.

So, What's the Deal with RMD's? - Year-End Planning Series

November 3, 2017 // (Part 2 of 4) // Jesse Hansford, CFP®

Jerry Seinfeld only talked about money in one episode (it was titled “The Money” - it’s a classic, look it up). But if there were a second, it would be about dealing with the IRS and all their rules, and I’m sure the Required Minimum Distribution for his parents to fund the condo in Del Boca Vista would come up.

Charitable Contributions - Year-End Planning Series

October 19, 2017 // (Part 1 of 4) // Chris Beard, CFP®

It’s that time of year when charities that do so much good in our communities make year-end asks for contributions.

Expect Better: Investments

September 5, 2017 // (Part 2 of 4) // Chris Beard, CFP® and Jesse Hansford, CFP®

“I’m no miracle man. I guarantee nothing but hard work.” - Bear Bryant

Does the Market Have to Go Down?

August 8, 2017 // Chris Beard, CFP®

It’s been a number of months since we’ve had any type of correction in U.S. stocks - February 2016 to be exact.

Your Best Interests - the Department Of Labor "Fiduciary Rule"

August 1, 2017 // Jesse Hansford, CFP® and Chris Beard, CFP®

When it comes to things that could impact your finances, we are constantly monitoring what’s out there - from changes in the market to new regulations.

Well Said, Chief Justice Roberts…

July 18, 2017 // Chris Beard, CFP®

Supreme Court Chief Justice John Roberts delivered the commencement address at his son’s ninth-grade graduation last month, sharing advice that was different many typical commencement speeches.

FINISH STRONG - 2017 and 1/2

June 30, 2017 // Jesse Hansford, CFP®

It is officially half way through the year. WHOA! Six months happened fast.

This Market is Covfefe

June 7, 2017 // Jesse Hansford, CFP®

If you missed it, President Trump made news on May 31st with a midnight tweet that stated:

Expect Better: Financial Planning

April 27, 2017 // (Part 1 of 4)

“You cannot escape the responsibility of tomorrow by evading it today.” - Abraham Lincoln

You are Here

March 9, 2017 // Chris Beard, CFP®

We’ve finally done it.  It’s taken a while, but optimism and the animal spirits are back.  If you examine the chart of Investor Emotions, we believe we’re somewhere between Optimism and Excitement.

The Magic of Eating Your Broccoli

February 24, 2017 // Jesse Hansford, CFP® and Chris Beard, CFP®

If you believe the stats, by the middle of February nearly 50% of New Year’s Resolutions are gone by the wayside. Read More >>


January 27, 2017 // Jesse Hansford, CFP®

“All I want to know is where I’m going to die, so I’ll never go there.” - Charlie Munger Read More >>

2017! What's Next?

January 5, 2017 // Chris Beard, CFP®

What a year 2016 was…the Cubs won the World Series ending a 108-year drought, the Cleveland Cavaliers ended their city’s championship drought after 52 years, and The Donald wins the Presidency, inspiring amazing (hilarious) art such as this. Read More >>

Why we think rates may stay lower for longer:

October 11, 2016 // Chris Beard, CFP®

So one of the reasons we are moderately optimistic about the economy and U.S. stock market is because we have low interest rates in the U.S. This tends to be good for consumers, housing, and ultimately makes the stock market look a bit more attractive. The real story however is that rates are low EVERYWHERE, and that doesn’t appear to be changing anytime in the near future. Read More >>

Retirement Factors:

October 7, 2016 // Jesse Hansford, CFP®

lis·ti·cle (ˈlistək(ə)l/) -noun; plural noun: listicles
an article on the internet presented in the form of a numbered or bullet-pointed list.

If you consume any of the internet, you’ve surely noticed the trend towards lists. They are everywhere – "The Top 10 Ways You know you grew up in the (insert decade)"; "14 ways to know your partner is your soul mate"; "21 iPhone LifeHacks to make you a billionaire". You get the point. Read More >>

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An investment in knowledge pays the best interest.

Benjamin Franklin