• Michael T. Gavin, CFP®, WMS


    Investment Consultant, Branch Manager

MICHAEL T. GAVIN is a CERTIFIED FINANCIAL PLANNER™ professional, Wealth Management Specialist, branch manager with Raymond James Financial Services, Inc. (RJFS), and managing member of Gavin & Associates, LLC (G&A). He is a graduate of Michigan State University with a B.A. in Financial Administration. He also earned a Masters Degree in Finance, Investments and Banking from the University of Wisconsin where he was responsible for the active management of a large endowment for the University through the Applied Securities Analysis Program.

Prior to joining G&A, Michael was an Equity Analyst for Provident Capital Management in Philadelphia and a Mutual Fund Product Representative for Kemper Financial Services in Chicago. Michael is a member of the CFA Institute, the Investment Analysts Society of Detroit, the Financial Planning Association, and the Northeastern Michigan Estate Planning Council. He has been recognized as a Rising Star for RJFS for his client commitment and dedication to service and integrity. He is currently a member of the Executive Council for RJFS*. He began his career in the financial industry in 1992.

Michael is actively involved in the community volunteering his time with the United Way and other community and religious organizations. He is currently Treasurer and past president serving Big Brothers Big Sisters in the Great Lakes Bay Region. He is currently a board member of the United Way of Midland County, the Catholic Community Foundation of Mid-Michigan and the Investment Committee for the Catholic Diocese of Saginaw.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER,  CFP Logo Flame Design and  CFP Logo Plaque Design in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.