HOW WE FULLY COMMIT OURSELVES TO YOUR FINANCIAL WELL-BEING
Our practice, policies, strategy and approach are all designed with a singular purpose – to not only serve your financial needs, but to serve you well.
Client-centered practice: Our fee-only compensation structure ensures that our interests are aligned with yours. Our team structure helps ensure that all our clients’ needs are met efficiently and effectively.
Planning-based approach: All recommendations, advice and counsel we offer will be based on your individual needs and long-term goals. Your life plan is our organizing framework.
Long-term investment strategy: All investment decisions and recommendations are based on rational expectations for long-term investment outcomes. Disciplined implementation and ongoing monitoring help ensure this success.
Ongoing consultative approach: Through ongoing dialogue with you, we will regularly review your financial plan, monitor changing needs and circumstances, evaluate options, discuss modifications and monitor outcomes.
Regular contact: At least once a year, we will have a comprehensive planning review meeting. Of course, you will always have access to us for consultation or advice, and we pledge to promptly respond to all your questions, requests or concerns.
Full disclosure: Fees are based on your assets under management. You will always know the fee structure, what services you are receiving and your costs.
*In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part II as well as the client agreement.