Joe received his Bachelor of Arts, with honors, from Southwestern University in Georgetown in 1982 and his Masters of Business Administration in 1989 from Southern Methodist University. After thirteen years with a major Texas bank, Joe joined Morgan Keegan in February 1996. In 2012, Morgan Keegan was acquired by Raymond James Financial. Joe brings over thirty years of financial services experience to his clients. Joe focuses his efforts on sound financial planning and time-tested investment strategies for individuals and institutions throughout Texas.