Akio36 Institutions | Hammack Investment Group of Raymond James | Shreveport, LA 71101

Individuals

Serving you in a family office atmosphere adds to the personalized care we provide for our individual clients. We are proud of the relationships we’ve forged over the years, with many of them spanning more than two decades and three generations.

Because every family and individual we serve is different, we offer an array of services to help meet your financial needs and pursue your goals in the different areas of your life.

Fixed Income

Bonds can play an important role in a well-diversified portfolio. They can help provide predictable income and, most important, relative safety of principal.* Also, bonds may help minimize overall volatility. In determining a suitable allocation of bonds to your portfolio, we will consider factors such as your investment time horizon, risk tolerance, need for income and future goals.

* If held to maturity, subject to issuer credit risk. If sold prior to maturity, you will receive the then-current market value, which may be more or less than your initial investment. There is an inverse relationship between interest rate movements and fixed income prices. Generally, when interest rates rise, fixed income prices fall and when interest rates fall, fixed income prices rise.

Freedom Account

Because your lifestyle and financial needs are unique, Freedom portfolios through Raymond James encompass a wide range of investment strategies. From capital protection to asset growth, we will work with you to help determine which model is right for you based on your personal goals and risk tolerance. Together, we’ll help you build a diversified* portfolio of carefully selected managers designed to help you accomplish your financial goals.

Further information on the funds selected for the Freedom Portfolios is available by prospectus, which we can provide. Investors should carefully consider the investment objectives, risks, charges and expenses of the Freedom Portfolios before investing. The prospectus contains this and other information about the funds and should be read carefully before investing. Investing involves risk and investors may incur a profit or a loss.

* Diversification does not ensure a profit or protect against a loss.

Retirement planning

Because people are living longer today, the possibility of going 30 years without a paycheck takes careful retirement planning and disciplined investing. Once in retirement, preserving your wealth and maintaining your lifestyle are likely among your highest priorities. You aspire to stay in your home as long as you want and be able to leave behind the legacy you had envisioned. We can help you prepare for this most significant milestone in life.

Strategic Asset Allocation

Asset allocation is a long-term strategy designed to help investors achieve their financial goals without assuming undue risk. By allocating your assets to a diverse variety of sectors and investments, we attempt to increase the likelihood of generating a more consistent, positive return over the long term. Depending on your risk tolerance, the economic environment, your specific objectives and other factors, your portfolio may include domestic and global stocks, fixed income, real estate and alternative investments.

Asset allocation does not ensure a profit nor protect against loss.

Liability/Cash Flow Strategy

We offer cash management solutions to suit your needs. Through Raymond James, we offer ways to access your cash and earn interest on funds awaiting investment.

Our cash management services include:

  • Lending services*
    • Traditional fixed- and adjustable-rate mortgages
    • Interest-only mortgages
    • Construction loans
  • Tax planning (utilizing lines of credit and home equity)*
  • Cash “sweep” to brokerage account
  • Rewards program
  • Online account access
  • Check writing
  • Overdraft protection
  • Automatic payment/fund transfer
  • Visa® debit card

* Products, terms and conditions subject to change. Subject to standard credit criteria. Property insurance required. Flood insurance may be required. Call Raymond James Bank for rates and other information.

Raymond James & Associates, Inc. and Raymond James Financial Services, Inc. are affiliated with Raymond James Bank, N.A., member FDIC. Unless otherwise specified, products purchased from or held at Raymond James & Associates or Raymond James Financial Services are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank and are subject to investment risks, including possible loss of the principal invested.

Equal Housing Lender

Credit and Lending

Choosing the right lending program is as integral a part of the financial planning equation as investing. Through the services of Raymond James Bank, we can help you meet your financing needs.

Lending services*

  • Traditional fixed- and adjustable-rate mortgages
  • Interest-only mortgages
  • Construction loans
  • Securities lending
Tax Planning

We take a tax-sensitive approach to financial planning and work with you and your other professional advisors – accountants, tax attorneys – to help minimize the impact of taxes. By developing and implementing strategies to lessen or shift current and future tax liabilities, we can improve your prospects for meeting your financial objectives.

In addition to impacting your life today, prudent tax planning can play a large role in the amount of wealth you will be able to someday transfer to your heirs. Keep in mind that tax laws are often complex and frequently change.

Please note: changes in tax laws or regulations may occur at any time and as financial advisors of Raymond James, we do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

Institutional Investment Approach

Our institutional investing approach is designed to provide you with the methodology that endowments, foundations, and defined benefit plans utilize to achieve higher returns, and with much less risk, than the typical individual investor.

This approach makes use of multiple asset classes based on your goals, time horizons, and risk tolerance; the development of, and adherence to, a written investment policy; and a regular review of investment performance versus your objectives and relevant benchmark indices.

We believe a portfolio built by using multiple asset classes will offer you the best chance of achieving above-average, long-term returns while simultaneously reducing the likelihood of major short-term losses.

We also believe objectivity and independence are required when selecting the right investments for your portfolio. While we have access to a wide range of investments, we do not have any obligations to purchase proprietary products from outside firms or investment managers.

Like institutional investors, we believe you will have an increased chance of experiencing more consistent performance in a variety of market conditions.

An investment policy serves as the cornerstone for the management of your portfolio. This written document supports the consistent, disciplined following of your investment strategy and will help give you the perspective needed to stay prudently invested. This will be particularly important during adverse market conditions when you may be inclined to abandon a rational, well-reasoned strategy and instead react to short-term events or conditions.

Each quarter, you will receive a detailed report. We will meet with you in person annually, or more frequently if needed or desired. The purpose of the reports and meetings is to evaluate how your portfolio is performing compared to your investment policy. You will always know how your portfolio is performing, why it is performing the way it is, and what adjustments, if any, need to be made in the ongoing pursuit of your goals.

There is no assurance that any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss. Asset allocation and diversification do not ensure a profit or protect against a loss. Past performance is not indicative of future results.