Your compensation plan as a corporate executive represents both a wealth of opportunity and a web of complexity. With your focus on the business, you need a partner to help you make the most of your benefits and pursue your personal financial goals. As your trusted guide, we will help you make informed decisions regarding deferred compensation plans and restricted stock. We can also design a tax-efficient, stress-tested portfolio for you that is not overly weighted toward your own company’s securities – so you can focus on living your life and leading with confidence.
Things were going well for Peter in his professional life. A busy executive, he had just received a hefty performance-based bonus – money that could go a long way in helping his old high school renovate its aging buildings and expand its arts programs. Making a large donation to the school with part of his bonus had been on his mind for a while, and now that the timing was right, he wanted to make the most of the funds. To manage the complex issues that come with such a windfall, we would coordinate with Peter’s tax advisor on a strategy designed to make a significant charitable impact while mitigating taxes. We would also recommend the use of a deferred compensation plan for the remainder of his bonus, allowing him to spread out the tax liability.
The hypothetical example above is for illustrative purposes and is not representative of any actual experience. Individual results will vary.
Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional.
Diversification does not guarantee a profit nor protect against loss.
*Securities based lending and borrowing on margin are not suitable for all investors.
** Selling a call option provides an upfront premium that increases current yield on the stock position. Investors receive immediate liquidity and are hedged to the extent of the premium received, but at a significant downside price risk, and forfeit upside appreciation above the call strike. Options involve unique risks, tax consequences and commission charges and are not suitable for all investors. When appropriate, options should comprise a modest portion of an investor's portfolio. Prior to making any options transactions, investors must receive a copy of the Options Disclosure Document which may be obtained from your financial advisor, from theocc.com/about/publications/character-risks.jsp or by contacting Raymond James at 880 Carillon Parkway, St. Petersburg, FL 33716. Supporting documentation for any claims (including any claims made on behalf of options programs or the options expertise of sales persons), comparison, recommendations, statistics, or other technical data, will be supplied upon request.