Charles E. Genois is a Founding/Managing Partner of IMPERA Wealth Management LLC (IMPERA WEALTH based in Metairie, LA) and affiliated with Raymond James Financial Services, Inc. (RJFS). RJFS, based in St. Petersburg, Florida, is the Independent Contractors Division of Raymond James Financial (RJF). RJF is listed on the NYSE and is a constituent of the S&P 500 index as of January 2018.
Charles is a Registered Principal with RJFS and holds Series 7, 24, 63, 66 and 51 licenses and is an Investment Advisory Representative through Raymond James Financial Services Advisors (RJFSA). He maintains Securities licenses in 40 states and Washington, DC., and is a licensed insurance agent in Louisiana, Texas, Mississippi, Alabama, Arizona, North Carolina, Maryland, and Florida. He is a Chartered Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU®) as designated by the America College as well as a member of the Financial Services Institute (FSI) and the Financial Planning Association (FPA). He has been named to the RJFS 2018 Leaders Council* and is a member of the Raymond James Practice Management Advisory Council.
Serving clients as a financial advisor since 1991, Charles has been practicing fee-based investment management since 2002. In 2001, at age 33, Charles founded his own wealth management practice after a valuable decade long association with a 70-year old boutique investment and insurance services firm in New Orleans. His practice initially affiliated with the broker/dealer formerly called Pan-American Financial Advisers in New Orleans.
In May of 2005 Charles made a major long-term change for the benefit of his clients and affiliated with Raymond James. Additionally, as an indication of his high esteem for Raymond James, Charles has recruited five financial advisors from the Greater New Orleans area to the Firm since 2005. In April 2017, Charles presented at the Raymond James National Conference (the Raymond James Top Advisors Session) in Orlando, Florida on the Wealth Management Imperative.
As his practice has grown over the last 27 years, the focus of the practice has become Unified Wealth Management. Private, corporate, and non-profit institutional clients benefit from the coordination of investment and consulting services in key areas: investment management, retirement planning/consulting (including 401(k) plans) and advanced planning/insurance. At IMPERA WEALTH Charles leads an eight member team locally.
A native of New Orleans, he graduated from De La Salle High School in 1985. He studied accounting, finance, and management at LSU and UNO and graduated from UNO with a B.S. in Business Administration in 1990. Charles and his wife, Maureen Murphy Genois, were married in 1995 and have two sons, Andrew and Alexander. In addition to being a spectator at his sons' sporting events, Charles enjoys exercising, golf, fishing, travel, and community service.
April 2, 2018
*Membership is based on prior fiscal year production. Re-qualification is required annually. The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of advisors future performance. No fee is paid in exchange for this award/rating.
In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part 2A as well as the client agreement.