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Views expressed are the current opinion of Jeffrey Blum and not necessarily those of Raymond James & Associates, and are subject to change without notice. Information contained in this video was received from sources believed to be reliable, but accuracy is not guaranteed. The information presented is general in nature, is not a complete statement of all information necessary for making an investment decision, and is not a recommendation or a solicitation to buy or sell any security or insurance product. Past performance is not indicative of future results. Investing always involves risk and you may incur a profit or loss. No investment strategy can guarantee success. Long Term Care Insurance or Asset based Long Term Care Insurance Products may not be suitable for all investors. Surrender charges may apply for early withdrawals and, if made prior to age 59 ½, may be subject to a 10% federal tax penalty in addition to any gains being taxed as ordinary income. Annuity and insurance guarantees are based on the claims paying ability of the insurer. Please consult with a licensed financial professional when considering your insurance options.