In John’s capacity as an employee for a few major corporations as a Financial Advisor, John has provided financial advice to hundreds of families for over 20 years. In November 2012 John became an independent advisor with Raymond James establishing a partnership with the office of William Zufall III.

Education and Training

Cleveland State University, Bachelors of Arts Degree, with majors in Economics and Psychology, 1996
College for Financial Planning, CFP courses – 2011 – 2014C

CERTIFIED FINANCIAL PLANNER™

Series 7, General Securities Representative Examination
Series 24, General Securities Principal Examination
Series 31, Futures Managed Funds Examination
Series 63, Uniform Securities Agent State Law Examination
Series 65, Uniform Investment Adviser Law Examination

Previous 5 Years of Business Experience

Raymond James Financial Services Advisors, Inc. (Investment Advisor Rep) 11/2012 – Present
Raymond James Financial Services, Inc. (Financial Advisor) 11/2012 – Present
J.P. Morgan Securities, LLC. (Financial Advisor) 10/2012 – 11/2012
Chase Investment Services Corp. (Financial Advisor) 07/2005 – 10/2012

Disciplinary and Other Information:

There are no material disciplinary event(s) to disclose. Additional information about your financial advisor may be
available at www.finra.org/brokercheck or www.adviserinfo.sec.gov.

Other Business Activities:

I am a Registered Representative of Raymond James Financial Services, Inc., and may be paid fees and/or commissions on securities transactions. All commissions are disclosed to clients. If you act upon my advice and choose to use one of RJFSA’s affiliates as a money manager, custodian or to purchase securities or insurance, I may receive compensation in the form of commissions from the affiliate. Additionally, if you purchase a mutual fund containing a 12b-1 fee, I may receive such fee. As part of its fiduciary duties to clients, RJFSA endeavors at all times to put the interests of its investment advisory clients first. Clients should be aware, however, that the receipt of economic benefits by RJFSA and me in and of itself creates a potential conflict of interest.

I have insurance company affiliations through a related firm, Raymond James Insurance Group, Inc., an affiliate of RJFSA from which I receive commissions. Clients are under no obligation to execute recommendations relating to insurance and/or annuity products through Raymond James Insurance Group, Inc. If you choose to use me in my individual capacity as an insurance agent, I will receive a commission.

Additional Compensation:

In addition to the fee based compensation this advisor receives for providing advisory services, the advisor may earn commissions for transactional business in accordance with Raymond James Financial Services, Inc.’s published commission schedule. Also, at the conclusion of each year, certain qualifying advisors are awarded membership in the Raymond James Financial Services, Inc.’s recognition councils. Qualification for recognition councils is based upon a combination of the advisor’s annual production (both advisory and transactional), total client assets under administration, and the professional certifications acquired through educational programs.

Supervision:

The individual responsible for monitoring John Kraft’s advisory activities is William Henry Zufall, Branch Manager. William Henry Zufall reviews the investment activities of John Kraft. William Henry Zufall may be reached at 330-239-0850.