Typically, we are a fee-based* advisory firm. What this means to you is that we are primarily compensated on a percent of a client’s assets that are actually being managed, as opposed to being paid based on transactions being initiated. What this means is that we are truly aligned because as the value of our clients assets appreciate, so does our compensation. Now, with that being said, I hold myself to higher standards than most advisors. As a Certified Public Accountant** and CERTIFIED FINANCIAL PLANNER™ professional I take great pride in being held to a fiduciary standard where my recommendations are always in the best interests of my clients. Our planning and strategies are and will always be what is in the best interest for our clients – this is without exception.
I am also committed to fairness, consistency, and a high level of transparency. All of clients’ costs are fully revealed and explained upfront. I strive to go well beyond what is expected and bring a level of added value and service to every client that joins my team.
*In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part 2A as well as the client agreement.
**Raymond James does not offer tax advice or services. You should discuss any tax or legal matters with the appropriate professional.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.