With each new technological advancement, our industry becomes more powerful and more accessible. In 2016, investors had more tools at their disposal than ever before. But tools are just that – only as effective, as transformative, as disciplined, as the people who wield them.

Even as Raymond James embraced the critical role technology will play in the future of our industry and in the lives of our clients, we’ve done so with the human element in mind. Our work is done for people and it is done by people, and we believe that those people – whether behind a screen or across a desk – are still our greatest strength. So we made decisions driven by them. We found powerful, practical opportunities for growth. We saw technology for its human applications. And we remained committed to our time-tested, hands-on approach to advice – one we believe is the key to our clients’ futures as well as our own.