Steven T. Zacharczyk,

Steven began his career with The Mahoney Group in 2013 at Merrill Lynch and transitioned with the team to Raymond James in 2015. As a CERTIFIED FINANCIAL PLANNER™ professional and Certified Investment Management Analyst^® consultant, he is committed to providing exceptional service to his clients.

Steven is dedicated to maintaining high professional standards and evolving alongside the industry. His membership with the Certified Financial Planner Board of Standards Inc. and Investments & Wealth Institute^® highlight his commitment to rigorous standards and ongoing education and experience requirements. Through his extensive education and practical experience, he has developed expertise in investment management, retirement planning, and tax-effective strategies.

Steven's clients appreciate his proactive approach to financial planning and his ability to deliver personalized solutions. He collaborates closely with each client to create customized financial plan that aligns with their long-term objectives. Understanding that every client has unique financial needs and preferences, Steven is committed to providing tailored guidance and support to help them achieve their goals.

Steven obtained a Bachelor’s Degree in Finance from the State University of New York at Plattsburgh, where he also played four seasons with the championship-winning men's soccer team.

Steven lives in Goshen, New York with his wife Gina Marie, and their two children Sonny and Grace.

The CFP® certification process, administered by CFP Board, identifies to the public that those individuals who have been authorized to use the CFP® certification marks in the U.S. have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients. The mission of Certified Financial Planner Board of Standards, Inc. (CFP Board) is to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for competent and ethical personal financial planning.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Investments & Wealth Institute® (the Institute) is the owner of the certification marks “CIMA,” and “Certified Investment Management Analyst.” Use of CIMA, and/or Certified Investment Management Analyst signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.