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Working hard to serve you

We offer the services needed to help you reach your goals and, at the same time, constantly monitor the market to make sure your plan is performing as you had envisioned it would.

We can identify and customize sophisticated solutions to help you accomplish your financial goals, and have the knowledge and expertise to provide options for addressing a wide range of wealth management concerns. But even more important than the strategies we offer is the guidance we provide throughout the planning process and beyond.

Financial Planning
As we help you develop your comprehensive plan suited specifically to your needs, we also take a broader look at your goals to develop a program that addresses your overall financial life. We encourage you to focus on the long term, and help you build a diversified portfolio that can weather market ups and downs.*

*Diversification does not ensure a profit or protect against a loss.

Investment Management
Part of our value to you is that we free you from the task of monitoring your portfolio daily. We keep a keen eye on your investments, and rely on the strength of Raymond James for risk profiling, institutional asset allocation, money management selection and investment policy direction. Plus, we actively manage your portfolio, seeking opportunities to enhance its overall performance while controlling risk.

As part of our tactical asset management strategy, we diversify widely, employing a carefully chosen selection of securities within assets classes including, as appropriate, stocks, bonds, cash and cash alternatives, and real estate and other tangible assets. In addition, we actively monitor and adjust your portfolio as market trends and your own changing objectives warrant.

While tactical asset management doesn’t eliminate risk completely, it can help reduce extreme highs and lows in portfolio performance. Broad diversification and prudent asset allocation are useful tools in moderating volatility should any one investment or sector perform poorly.

There is no assurance any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss. Asset allocation and diversification do not ensure a profit or protect against a loss.

Retirement Planning
Whether your retirement is decades away or just around the corner, we can help you be prepared. Together, we’ll create a comprehensive, strategic retirement plan, then work to keep you and your plan on track. Our mutual goal is to provide the income and sense of security you need to fully enjoy your golden years.

Multigenerational Legacy Planning
Through Raymond James, we have access to a full range of trust and estate planning services, and we’ll work closely with you and your family to build on your financial legacy. Whether the goal is to generate income for your surviving spouse, provide educational opportunities for your children or grandchildren, or support your favorite charity, we can craft a plan designed to protect your wealth from estate taxes and preserve your hard-earned assets so they can be passed along.

Education Planning
If your goals include providing for the future of a child or grandchild, we can help you investigate your many options and develop an education funding strategy.

Charitable Giving
A true win-win, charitable giving not only helps the organization you wish to support, it can also provide personal tax advantages and advance your overall wealth management plan. 

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We can help structure your legacy plan via a wide range of charitable giving vehicles and investment strategies to help you achieve your philanthropic goals. These include:

Charitable Gift Annuity
Enables you to establish a plan for giving while at the same time providing a lifetime of reliable annuity payments to you and/or your heirs.*

Charity Advised Account
Provides a long-term income stream and an untouchable resource that will not be subject to creditor claims.

Donor Advised Fund
Provides both immediate and future tax benefits while giving you and your family a role in directing the disbursement of your contributions.

Pooled Income Fund (Also known as “life income” fund)
Creates both tax benefits for you and a continued stream of investment income for life.

*Donors should be aware that the guarantees are based on the claims-paying ability of the charity, and in the event that a charity fails, payments can be terminated. Donors would be well advised to examine the financial health of a charity before entering into this type of arrangement.