"Your most important retirement goal should be enjoying your remaining years financially independent. A daunting task without a well-thought out strategy to navigate difficult markets!
"The bear market of 2000-2002 exposed the limits of the traditional buy and hold approach. As a student of stock market history, I studied the current situation and realized that investment strategies that worked during the prior 20 years may not work during the next 20 years.
"What if the next 20 years show sideways or down markets?" I asked. "The consequences could be dire for our clients."
"Not having an answer to address the limits and shortcomings
of traditional buy and hold investing was not an option."
"Through continual study beginning in 2002 my colleagues and I developed and refined our response to the hazardous market conditions of the past decade. Our answer is the TEAM (Tactical Equity & Income Asset Management Investment System."
Specializing In Retirement Planning
John Sirois serves clients throughout South Louisiana with offices located in Houma and Metairie, Louisiana. He specializes in retirement planning for individuals preparing for retirement and also for individuals already retired. In addition, John is an attorney who can help clients with estate planning, retirement distribution planning, successions, long-term care planning, and tax planning. (Legal advice provided by John E. Sirois, APLC is not affiliated with Raymond James Financial Services.)
John's comprehensive book Louisiana Retirement and Estate Planning: The essential financial planning book for retirees and pre-retirees grew from a 30-page booklet to the 493-page book it is today. It offers answers to the complex issues unique to Louisiana in a way laypeople (i.e., not attorneys) can understand. Also, the book provides a roadmap to help individuals avoid the traps and pitfalls of retirement planning and their retirement years.
John Sirois's education enables him to provide solutions to complex investment, retirement and legal issues.* His academic career began at Nicholls State University where he received a Bachelors of Science-Business degree and a Masters of Business Administration. He earned his Juris Doctor at Tulane University.
When John entered the financial planning field, he immediately engaged in further education. He passed the rigorous courses and exams to earn his CERTIFIED FINANCIAL PLANNER ™ professional certification. He also sought investment-related courses through the Wharton School of Business to become a Certified Investment Management Analyst, CIMA®, and through the Institute of Certified Investment Management Consultants for CIMC accreditation. His credentials demand continuing education to keep abreast of changes in the ever-evolving field.
*Raymond James does not provide any legal or tax advice.
Teaching And Publishing Articles
John has spoken to various groups and has taught courses at Nicholls State University covering investments, retirement planning, IRA distributions, long term care/Medicaid planning, and estate planning. Each year he teaches an in-depth continuing education course to CPAs and attorneys on retirement distributions.
John Sirois's writing has appeared in publications such as Point of Vue Magazine and Encore Louisiana Magazine and he has been quoted in the Times Picayune, New Orleans City Business, the Daily Comet, Reuters, and the New York Post.
John lives in South Louisiana with his wife, Katherine, daughter, Sophia, and step-daughter, Lauren.
Check the background of this investment professional on FINRA's BrokerCheck
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.