Portfolio Model

Depending on your goals and risk tolerance, we tailor a custom portfolio to suit your needs. Our portfolios are managed in-house by financial advisors instead of sent off to a fund manager in New York. While this requires more work, it cuts out the middleman and helps provide a better opportunity to beat the index.

Conservative

A diversified portfolio consisting primarily of equities and fixed income. A sector strategy approach to large cap, high quality stock and bond selection to attempt to reduce overall market volatility and produce a steady consistent return.

Moderate

A diversified portfolio consisting of equities and fixed income. A sector strategy approach to all cap equities and investment grade bonds. The portfolio aims to provide net returns in line with the tracked index.

Fixed Income

A diversified portfolio of U.S. and International corporate, government or municipal bonds. The portfolio will be customized and laddered to the desired duration and risk as detailed in the account investment policy statement.

Value

An all equity portfolio, diversified through sectors. It predominantly holds large cap, high quality, dividend yielding stocks. The portfolio aims to provide long term equity returns while managing volatility to produce a consistent return.

Growth & Income

A diversified portfolio consisting of equities that have a long-term growth bias. Given the growth objective, the average market cap may be smaller than major indexes and may produce higher than normal volatility.

International

A diversified portfolio of primarily ADRs that are exposed to currency and geographical risk. Although geographically diverse, the portfolio will have a greater exposure of emerging markets.

Please keep in mind that diversification and asset allocation do not ensure a profit or protect against a loss.

Investing involves risk and you may incur a profit or loss regardless of strategy selected.