After working for several Wall Street firms, Steve joined Raymond James in 2011 and never looked back. Steve believes he works with some of the finest advisors in the financial services Industry. “The principled integrity, honesty and sincerity of our team culture here at Raymond James are among the best I’ve experienced in the 30-plus years of my professional career,” Steve says.
Doing what is right for clients is and always has been the first priority of Steve and Raymond James. Steve holds Series 7, 63, and 65 securities licenses and is licensed in the Mid-Atlantic states in addition to several others across the US. Steve is also licensed to sell life insurance, long term care insurance and annuities for full service wealth management and retirement and estate planning needs.
Steve obtained the Accredited Asset Management SpecialistSM accreditation from the College for Financial Planning in 2006. Steve specializes in retirement and investment planning strategies using qualitative and quantitative forward modeling for asset allocation and investment selection. Allocations can include taxable and tax-free growth and value, small cap, mid cap, and large cap allocations in every sector to help clients reach their goals.
Utilizing the high quality research from Raymond James’ team of investment strategists, Steve analyzes market and economic conditions and outlooks to establish tactical positioning for clients’ immediate and long term goals. Steve helps assist clients in finding the right investment choices and allocations across multiple sectors including tax-free municipal bonds, corporate bonds, equities, mutual funds, ETFs, annuities and fee-based managed portfolio platforms.
Steve works with each client to determine their personal objectives, whether education planning for children or grandchildren, an income stream presently or in the future, building wealth to pass on to others, or leaving a legacy with philanthropy. His clients’ custom portfolios are designed with their personal and specific objectives and are allocated according to each client’s personal risk reward tolerance.
It is Steve’s sincerest ambition to help his clients reach or exceed their investment goals with the service, due diligence, integrity, respect and honesty each deserves. Steve is honored to serve his loyal clients and their families and gives thanks to each of them for helping him become successful in the industry he loves.
A native of York, Steve and his wife, Lisa, have been married for more than 30 years and have one daughter. Steve and his family are members of St. Joseph Roman Catholic Church in York. Steve feels called to give back to the community he has called his lifelong home. He serves as a member of the Knights of Columbus and volunteers teaching students through Junior Achievement. Steve is an advocate of the York County Community Foundation and is a member of the Financial Services Institute and the York County Estate Planning Council. Steve and his family enjoy both Alpine and Nordic skiing, cycling, fitness training, hiking and traveling together.
Asset allocation does not guarantee a profit nor protect against loss. Small cap and mid cap securities involve greater risks and may not be appropriate for all investors. While interest on municipal bonds is generally exempt from federal income tax, it may be subject to the federal alternative minimum tax, or state or local taxes. Profits and losses on federally tax-exempt bonds may be subject to capital gains tax treatment. In addition, certain municipal bonds (such as Build America Bonds) are issued without a federal tax exemption, which subjects the related interest income to federal income tax.