Lifelong planning and investing offer more options later in life
The financial choices you make in your 20s, 30s and 40s have a tremendous impact on the options you will have in your 50s and beyond. We can be your guide. We help you make smart choices at every life stage, while keeping an eye on long-term goals.
We’ll help you create an initial financial plan that takes into account your life goals at every age – including potential retirement. We’ll update the plan with you every five years and at major transition points.
Strategies to implement
We’ll make a detailed financial plan as you enter your 50s that maps out your baseline scenario of how you envision your future.
We start with an initial conversation about your current situation and future goals: cash flow, investments, timelines, challenges and goals. The planning process will proceed in stages and will generally be completed in four to six weeks. We will ask you to provide specific information to us, and for that reason, this is the stage that requires more of your time than any other. However, it is the only time in the process that will take a significant time commitment from you. We estimate two or three hours of your time will be sufficient. Once we receive the information we need, we can complete your plan with only occasional questions along the way.
The results will give you a roadmap to follow while you have plenty of time ahead to make any adjustments needed. Going forward updating and testing the plan can help you make decisions that have major financial impact.
Other Important Financial Actions