• A guide to your comprehensive statement

    The Raymond James Comprehensive Statement provides in-depth information about your overall portfolio, as well as important details regarding your accounts and investments. This statement is organized to help you clearly view the details of your total financial picture and helps you track your portfolio’s progress between periodic review meetings with your financial advisor.

  • Linked account summary

    Clients with multiple Raymond James accounts can take advantage of statement linking that consolidates their information into a linked account summary. This service combines information about your various accounts into a comprehensive report. If you’d like to link your accounts, please contact your financial advisor.

    • The activity overview totals any deposits, income, withdrawals and expenses made during the statement period and calculates the difference from the previous statement so you can quickly see how and why your portfolio value changed. This statement includes information for all your accounts held at Raymond James. Accounts held away are not included. Raymond James uses a “change in value” calculation which is similar but calculated slightly differently than “net investment results” calculation at Morgan Keegan.
    • Contact information appears in the upper-right corner of the summary to help you easily contact your advisor or client services.
    • The value over time section uses a simple chart to demonstrate the historical value of your investments.
    • The asset allocation pie chart displays how your overall portfolio is allocated to various asset classes. This chart represents the asset allocation totals across the entire linked portfolio.

  • Linked account summary

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    • The linked accounts section provides the names and numbers of your accounts and reference page numbers, as well as the value and estimated annual income for individual accounts and your overall portfolio.

  • Understanding your statement

    On the second page, you’ll find information directly related to your relationship with your financial advisor and Raymond James, as well as details regarding specific investment types.

    • The introductory section describes your advisor’s relationship with Raymond James and the clearing services provided by Raymond James & Associates.
    • Details regarding certain categories of an investment – such as potential risks or how assets are held – are provided. You’ll also find general information about the firm’s reporting methods.

  • Account summary

    The account summary page precedes the portfolio and active pages for each of your individual accounts. Similar to the linked account summary, this page consolidates activities by category, reconciles beginning and ending account values, and includes a graphic view of the account’s value and allocation.

    • The investment objectives section details your goals for the account. The primary and secondary objectives are based on information you provided and can help determine if your investments are in line with your expectations. Since your objectives may change over time, be sure to consult your financial advisor if you believe modifications are necessary.
    • The activity section illustrates account deposits, income, withdrawals, expenses and changes in market value for this reporting period and year to date. Overall dollar amounts for purchases, sales, margin loan and short sales are provided as well.
    • The performance section shows how your accounts fared over immediate and past time periods. Standard accounts use dollar-weighted reporting, so deposits and withdrawals affect the results. Managed accounts use time weighted reporting, based strictly on market value changes to help you more easily evaluate manager performance.
    • The value over time chart demonstrates the historical value of your investments.
    • The asset allocation pie chart displays how your individual account is allocated to various asset classes.

  • Your portfolio

    This section lists all relevant details of each security in your account, grouped by investment type. Categories include:

    • Cash & Equivalents: cash holdings, including cash available in money market funds or Raymond James Bank
    • Equities: options, stocks and any other class of equities in your account. Where applicable, unrealized gains or losses are shown. Raymond James identifies the gain/loss percentage along with the dollar amount.

  • Your portfolio

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    • The Mutual Funds section includes complete information about the funds in your portfolio, including open-end, closed-end or exchange-traded funds. Costs, the current yield, estimated annual income, and the percentage and dollar amounts of any gains or losses are all provided.

  • Your portfolio

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    • The Fixed Income section offers a credit quality analysis of applicable credit ratings and the percentage and dollar value allocated to each category. For fixed income yield information, contact your advisor for a report.
    • Maturity Analysis provides information regarding the maturities of your fixed income assets.
    • Each individual fixed income holding is categorized by type of security, including corporate bonds, asset backed securities, municipal bonds, and Treasury or other government-sponsored enterprise securities.

  • Your activity

    The Your Activity section provides an in-depth look at the account activity that occurred during the statement reporting period, conveniently sorted by type so you can easily identify specific entries. The summary section offers a quick review of your combined transaction activity.

    • The activity summary section provides additional detail on the sources of deposits, income, withdrawals and expenses in your account, including accrued dividends, interest and investment purchases and sales. This information is intended to help you better understand changes in account value.
    • The activity detail section shows all your summarized activity by date, including every deposit and/or withdrawal, every dividend, stock purchase or sale, and every cash sweep.

  • Your activity

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    • The cash sweep activity recap displays activity by date and type, as well as the resulting balance.

  • Your activity

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    • Short- and/or long-term gains and losses realized from the sale of securities are summarized in the year-to-date realized gain/loss summary. This information is updated each quarter and in November statements.

  • Retirement plan summary

    If applicable, you may also see Your Retirement Plan Summary that includes vital information for any Raymond James retirement accounts.

    • The activity summary shows recent plan contributions by tax year and, if applicable, gross and net distributions.
    • The required minimum distribution information, taken from the Internal Revenue Service-approved longevity table, shows how much you are required to withdraw from your retirement funds.
    • The distribution standing withholding elections section displays your federal and state withholding elections that apply to all distributions from your IRA. If you have not established standing withholding elections, you’ll see “No election on file” displayed instead.
    • The beneficiaries section reflects the names you have chosen and the percentage of your retirement fund they would inherit upon your death.

  • Capital Access

    If you have Capital Access, your statement also will report details specific to that account within the Your Activity section of their account statements. The Raymond James Capital Access account offers a Visa® Platinum debit card, a Visa rewards program, online bill payments, and check and deposit coding to help track income and expenses.

    • The activity summary provides information about transfers to and from your account, including total Visa Platinum debit card charges, check deposits and withdrawal activity. Checks are separated by coded and uncoded transactions.
    • Within the activity detail section, your personalized check coding information is provided for easy reconciliation..

  • Capital Access

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    • The check and electronic withdrawal recaps display any relevant check writing activity and electronic payments, as do the check and electronic deposits recaps.

  • Capital Access

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    • A VISA® Platinum debit card recap is provided to consolidate those credit card transactions into an easy-to-review list.
    • If you participate in the rewards program, the VISA® Platinum debit card rewards summary provides points balance and usage, as well as a phone number for redemption.

  • A guide to your comprehensive statement

    Your statement ultimately serves to add value to the relationship you’ve built with your Raymond James advisor. It’s not just knowing how much you have, but also where you’re headed and if you’re on track to achieve your goals. If you have any questions regarding your statement or would like assistance to better understand what’s included, please contact your financial advisor or Raymond James client services at 800.647.SERV (7378).