The commitment we make to every client is that we will take the time to understand who you are as an investor. With that as our starting point, we build and implement strategies that suit your individual needs. And, “individual” is key. Our clients are individuals to us, each uniquely important.
We develop a custom plan for every client, not a generic investment strategy. This includes comprehensive planning as well as specialization within your portfolio. In addition, we coordinate with your professional advisors, such as your CPA and estate attorney, to address any issues outside of the investments we manage since your financial picture is always more than just your investments.
Our team also works with you to establish a service model outlining the frequency, methods and level of contact you want from us. By setting clear expectations, you know what to expect from us and vice versa. As such, we believe:
Every investor should have written goals and objectives. Our team completes a thorough review of your entire portfolio before we discuss your options and implement your recommendations.
It’s important to review progress on a periodic basis. Ongoing review is an important part of our relationship to help ensure we’re making adjustments as changes occur both in your life and the financial markets.
Diversification is a key ingredient of any strategy. Based on decades of research into the relationship between risk and return, diversification is achieved through asset allocation. This is the process of defining what share each asset class, such as cash, stocks, bonds and alternative investments, should have in your portfolio. Because returns on different asset classes often offset each other, combining them has a tendency to reduce portfolio volatility. And, lower volatility tends to promote compound growth over time, which can lead to potentially higher returns.
Diversification and asset allocation do not ensure a profit or protect against a loss.