Jim was an Executive Director - Investments with Oppenheimer & Co Inc. prior to joining Raymond James. He served as a First Vice President for Prudential Securities and has over 35 years of experience in the brokerage industry.
Jim works with individuals and corporations in assisting them toward achieving their long-term financial goals. His investment philosophy emphasizes a conservative asset allocation approach toward investing. Jim offers his clients access to independent fee-based portfolios.*
Throughout his career, Jim has given numerous presentations on retirement planning strategies and money management to individuals and corporations. Among the investment vehicles he employs for his clients are investment-grade-rated tax-exempt municipal bonds, corporate bonds, U.S. government securities, individual equities, mutual funds and annuities.
Jim earned his B.B.A. in Business Economics in 1983 at the University of San Diego. He graduated from Paine Webber’s (now, UBS) Equity Institute in May, 1995. Additionally, Jim has earned the designation of Investment Management Consultant through Raymond James Consulting and received certification as an Accredited Investment Fiduciary (AIF) in April, 2018.
He lives in South Orange County with his daughter, Tara. Jim’s hobbies include playing guitar, hiking, and running in local 10k’s.
Asset allocation does not ensure a profit or protect against a loss in a declining market. Investments are subject to market risk, including possible loss of principal. There is no guarantee any particular investment strategy will be successful.
*In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities, and will reduce any total return. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the ADV (Part2) as well as the client agreement.