Barbara Paneral
Senior Vice President, Investments Investment Management ConsultantBarbara is a senior vice president of investments and financial advisor with Paneral Family Wealth Advisory of Raymond James in Grand Rapids, Michigan. She began her career in equity research and has held various roles in the industry, including tax-free bond trading, portfolio management, insurance and mutual fund marketing.
As a vice president and regional manager for Kemper Financial Services, Barbara managed and developed financial advisors within banks across the Midwest. After taking time away from the industry to raise her family, she returned to the investment industry in 2007 and later began building her client practice.
Barbara focuses on wealth planning for individuals, families and single, widowed and divorced women. She collaborates with clients in developing financial plans and strategies to help them succeed in retirement and life. Barbara earned her bachelor’s degree in finance and Spanish from Marquette University in Milwaukee, Wisconsin.
Active in the community, she has served on various committees with the Women’s Resource Center and Gerald R. Ford Museum in Grand Rapids. She is an advocate for education and passionate about issues affecting women and children.
Barbara lives in East Grand Rapids, Michigan, with her husband and partner, Steve. They have three grown children, Brian, Anna and Christian. Away from the office, she enjoys travel, tennis, live music, theater and her family.
Further information on the funds selected for the Freedom Portfolios is available by prospectus, which can be obtained through my office. Investors should carefully consider the investment objectives, risks, charges and expenses of the Freedom Portfolios before investing. The prospectus contains this and other information about the funds and should be read carefully before investing.
In a Freedom account, clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part 2A as well as the client agreement. Investing involves risk and you may incur a profit or loss. There is no assurance that any investment strategy will be successful. Asset allocation and diversification does not ensure a profit or protect against a loss.
