401(k) Rollover Services

If you've changed jobs or are retiring, rolling over your retirement assets to an IRA with Raymond James could be an excellent solution. Done correctly, it's a non-taxable event – and gives you access to a wide range of investment options, personalized advice and the convenience of having consolidated your savings in a single location.

Our advisors are rollover specialists and can handle all details for you, including:

  • Contacting your former plan administrator
  • Opening your new rollover IRA over the phone
  • Completing the paperwork and guiding you every step of the way

We'll perform a comprehensive review of your investment portfolio and guide you in the planning of your retirement income, then carefully tailor a plan to match your goals, risk tolerance and time frame.

Simply call us, and we can help you complete your rollover in a few easy steps. We'll assist you with the paperwork, track your rollover assets and help you develop an investment strategy.

We offer a wide range of investment options for your IRA. You can choose from thousands of mutual funds, plus stocks, bonds, CDs and treasuries.

By seeing your total retirement savings on a single statement, you can easily monitor and manage your investments. And you can access your retirement accounts with one click or one call. In addition, flexible beneficiary designations may allow for the continued tax-deferred investing of inherited IRA assets.

The benefits of a rollover IRA include:

  • Keeping your retirement assets invested in a tax-deferred account
  • Avoiding current taxes or penalties that may apply to a withdrawal
  • Having more investment options, including stocks, mutual funds, bonds and CDs
  • Having access to expert one-on-one retirement planning and investment guidance

In addition to rolling over your 401(k) to an IRA, there are other options. Here is a brief look at all your options. For additional information and what is suitable for your particular situation, please consult us.

  • Leave money in your former employer's plan, if permitted.
  • Roll over the assets to your new employer's plan, if one is available and it is permitted.
  • Rollover to an IRA.
  • Cash out the account.