Getting Started

Planning and investing for your future, your family or your business doesn’t have to be complicated, especially when you have someone you trust and who has taken the time to get to know you and your specific situation helping guide you along the way.

From determining your investment timeframe to understanding your tolerance for risk. From buying your first home to taking steps to help safeguard your retirement. The right financial advisor can help you identify the questions, determine the answers and ultimately reach the solutions that are right for you.

Why is a personalized financial plan so important?

In today’s financial markets, change remains the only constant. And as life expectancies increase, healthcare costs continue to rise, and uncertainty about the future of Social Security and personal retirement portfolios persists, coping with that change becomes increasingly difficult. Against this backdrop of change and uncertainty, a financial plan that is tailored to your specific needs is more important than ever. While many people may have the same types of goals — whether leaving a legacy to a favorite charity or living a comfortable retirement — the path toward achieving those objectives may vary dramatically from person to person. In addition a well-crafted financial plan not only looks to the future, but balances your current needs and objectives with your income and expenditures. It is designed to provide you with a buffer against the unexpected, and possess the flexibility to evolve and grow as your life and goals change.

Individual Solutions

We have helped many clients develop plans in the areas of investment planning, retirement planning, education funding and wealth transfer. We also help business owners find retirement plan solutions for themselves and their employees.

By being completely independent, our allegiance is with you, the client and not with any particular product - We do not represent any proprietary funds or products. Rather, through Raymond James, we have access to thousands of Mutual Funds, Stocks, Corporate and Municipal Bonds, Unit Investment Trusts, Certificates of Deposits, College Savings Plans, 401(k) providers, several Private Money Managers, and thousands of quality Insurance Products.

Retirement Solutions

-Regardless of where you are in your career or in your life, you need a retirement plan you can count on.

Legacy and Estate Solutions

-Effective legacy and estate planning requires the right vehicles.

Cash Management Solutions

-Your Raymond James advisor can help you determine the tools you need to help you manage your ongoing cash needs.

Credit and Lending Solutions

-We can help you meet your personal and small business credit needs.

Small Business Solutions

-Raymond James can help you develop, implement and monitor retirement and benefit plans that meet the needs of your business and employees.