• Justin Cairns, CLU®, ChFC®, AIF®

    Financial Advisor

Justin’s career began in January 2006 at Northwestern Mutual in Phoenix before making a transition as a financial advisor with Raymond James in 2009. His practice focuses on partnering with private clients and business owners to develop custom financial strategies that are designed to help them achieve their personal financial goals – which typically entail retirement, trustee management and charitable giving.

“Raymond James does not incentivize or pressure financial advisors to focus on particular investment products or services, which allows me to uphold my fiduciary principles I bestow when working with my clients” Justin said.

Raymond James’ philosophy, established in 1962, centers around the financial planning process, which coincides with the approach and disciplined process Justin has implemented with his clients. The process has three distinct steps: Discovery, Design and Deploy.

“My goal is to instill confidence that the custom plans we create will allow clients to achieve the financial outcomes they desire,” he said.

Justin provides financial strategies for real estate buyers looking to access money from their investment portfolios in the most tax efficient manner possible. He also specializes in advanced financial planning and trust management for individuals moving forward with cryogenics who desire their assets be protected, managed and monitored with strong fiduciary principles.

As a member benefit provider for the State Bar of Arizona, Justin assists attorneys with disability insurance and financial planning for themselves and their clients. He earned concurrent degrees from Arizona State University – a Bachelor of Science in marketing and a Bachelor of Science in management, with a minor in communications – in December 2006.

Justin is a co-chair founding board member of the Private Planned Giving Committee for Make-A-Wish Foundation, a member of the Phoenix Chamber of Commerce and participates in several charity events. Leisure time activities include hiking, as well as country, swing and salsa dancing. He is also a big fan of the National Hockey League and the Arizona Coyotes. Originally from Milwaukee, Wisconsin, Justin lives in Scottsdale.

Chartered Financial Consultants®(ChFC®) are financial consultants who demand excellence of themselves and their team. They embody this commitment to excellence by fulfilling the requirements for the ChFC® designation, which includes at least three years of experience in financial planning.