Ryan Luzod

CFP®
Financial Advisor

Ryan is a Financial Advisor with Raymond James. In this role, Ryan emphasizes the importance financial planning plays in an investor's wealth management plan. He currently advises over 225 individuals, families, and businesses in the Greater Tampa Bay area.

Ryan is no stranger to the financial services industry, having begun his career in July 2000, he has advised and consulted with clients on risk management, strategic asset allocation, asset management, portfolio diversification, and financial planning.

Ryan's believes his extensive knowledge and experience in retirement planning are perfectly matched with the needs of small business owners and individual investors who have recently retired or separated service from an employer. Prior to joining Morgan Keegan & Company, Inc. and now Raymond James, in 2005, Ryan worked 5 years for T. Rowe Price & Assoc., a global investment management firm. During his tenure at T. Rowe Price, duties consisted of providing investment guidance to retirement plan participants, and advising clients on the distribution of plan assets from 401(k), 457 Deferred Compensation, 403(b), defined benefit plans, and non-qualified Deferred Compensation plans. Additionally, he provided consultation to small business owners in establishing retirement plans such as Keoghs, SIMPLE & SEP IRAs, and Individual 401(k) plans.

A graduate of the University of South Florida in Tampa, Ryan holds a Bachelor of Science Degree in Business Administration with a concentration in Finance. In 2004, he obtained the CERTIFIED FINANCIAL PLANNER certification. As a person who is dedicated to professional growth and business networking, he is a member of the Rotary Club of Wesley Chapel Noon, Ambassador for the Greater Wesley Chapel Chamber of Commerce, and involved with the Moffitt Cancer Center Foundation Partners. Ryan currently resides in the Tampa Bay area.


Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER,  CFP Logo Flame Design and  CFP Logo Plaque Design in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.