The pillars that give structure to your life goals

To help develop your financial plan, Schoen Capital Group of Raymond James follows a process designed to give us a deep understanding of your goals in life and what you expect. This allows us to help create a personalized strategy for all the milestones you will encounter on the road ahead.

1 Discover

We get to know you and your financial situation and gather all necessary information while gauging your time frame for results. This knowledge creates the foundation of your plan. Our team also gives you an understanding of the services we offer that can help meet your objectives.

2 Design

We help you spell out your goals, from the retirement you’ve envisioned to education and leaving a legacy. We dive deeper to find out the details, and then design a plan based around your personal objectives.

3 Define

In creating the plan, we help ensure that your goals and our strategy for pursuing them are well-defined. We stress test the plan over a variety of market cycles, and this process helps us measure your probability of success over your defined time frame. We want to create a plan that achieves your goals with the least risk possible.

4 Deliver

Once you’ve approved your financial plan, we implement the strategy taking into consideration taxes and expenses. Our team uses investments that are both tax and cost efficient.

5 Discuss

We check in with you on a frequent basis to ensure the plan remains aligned with your goals as your life changes. Our team continues to monitor your progress and makes changes when needed.

Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.

It’s not important how you spend your money, it’s how you spend your life.
Anonymous

The future at your fingertips



Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact our office for information and availability.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

© 2025 Raymond James & Associates, Inc., member New York Stock Exchange / SIPC    |   Legal Disclosures   |   Privacy, Security & Account Protection   |   Terms of Use