Thoughtfully managing a windfall
Thoughtfully managing a windfall
Receiving a substantial sum of money presents opportunities, but also challenges. This contradiction extends to the emotions you may feel after a windfall, whether through inheritance, the sale of a business, lottery, divorce or a legal settlement. That’s why it’s important not to rush into anything. As your experienced guide, we give you the time needed to acclimate to your new situation and face crucial decisions with clarity of mind.
Our team provides a thoughtful approach to this transition, along with experience, deep resources and long-term planning tools. As you go about creating a life you have envisioned, we can help you reflect on the possibilities for your future. We then craft strategies that are designed to go far beyond the basics to help make your vision a reality.
If needed, we can also assist in coordinating a team of professional advisors who put your interests first. The result is a comprehensive financial plan that helps give you the confidence that your goals are within reach.
- Wealth & Investment Management
- Banking & Lending Solutions1
- Insurance & Annuities2
- Estate Planning
- Charitable Giving
- Risk Management
- Business Sales and Valuations
- Cash Management
1Lending Services provided by Raymond James Bank, member FDIC, affiliated with Raymond James Financial Services and Raymond James & Associates, Inc. Raymond James & Associates, Inc., Raymond James Financial Services, Inc., and your Raymond James financial advisor do not solicit or offer residential mortgage products and are unable to accept any residential mortgage loan applications or to offer or negotiate terms of any such loan. You will be put into contact with a Raymond James Bank employee for your residential mortgage needs.
2Insurance and annuities offered through Raymond James Insurance Group. Raymond James & Associates, Inc., and Raymond James Financial Services, Inc. are affiliated with Raymond James Insurance Group.
Raymond James and its advisors do not offer tax advice. You should discuss any tax matters with the appropriate professional.
A Methodical Approach To Your Best Life
Sudden wealth can cause turbulence in your life – especially when the money comes amid the process of grieving a loved one. We offer our clients the time and space needed to come to important decisions with a rational mindset. From there, we provide financial education, budgeting, tax planning strategies and comprehensive wealth planning as we help you refine your goals and outline a vision for your future that reflects what matters most to you. Our aim is to turn your sudden wealth into lasting wealth.
Tax-Efficient Investment Planning
When you approach the task of managing and growing your newfound wealth, you may also face tax consequences. After all, it is more about how much you keep than how much you make. Our team helps structure your portfolio with this in mind, using tax-loss harvesting, tax-efficient investment vehicles and other methods to make the most of your new assets. We work with your support team of financial and legal experts to design an estate plan that is tax advantageous and make the transfer of wealth as smooth as possible.
Raymond James does not provide tax or legal services. You should discuss any tax or legal matters with the appropriate professional
Safeguarding Your Wealth
To protect a windfall, you must have the knowledge and expertise to recognize, acknowledge and mitigate exposure to risks. Your newfound assets could make you the target of lawsuits, cyber theft and other thorny situations. Our advisors create a comprehensive risk management plan that involves not just your liquid assets, but your home, your family and your future income and earning potential. This plan is designed to help you preserve your way of life, even when things don’t turn out as you envisioned.
Banking and lending solutions provided by Raymond James Bank. Raymond James Bank, member FDIC, affiliated with Raymond James Financial Services and Raymond James & Associates, Inc.