Estate Planning

Estate planning is a very important component of an overall financial plan. It refers to the orderly transfer of a client’s assets from one generation to another, ensuring that taxes and fees are minimized. Each estate plan is very individual and reflects your family structure, values, and priorities. 

We work with your legal professionals to ensure that you have a valid will in place and to set up trusts if necessary. If charitable giving and endowments are a focus, we work with you to ensure that your wishes can be fulfilled with the maximum tax benefits to you and maximum value to the charity. Some of the tools we can utilize in effective estate planning are trusts, wills and insurance. These tools, combined with prudent selection, balance and placement of investments, ensure that the estate value is maximized at the time of transfer.